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You said you're 15? Guys will pay a premium for your mouth. Suck 3 dicks and you will have enough for a few domains and a few months of hosting. Download wordpress and install it, start writing, and then throw up some adsense. That should get you going.
On a more serious note- use blogger and throw up some adsense. It may not be ideal, but everyone has to start somewhere. If your parents are willing to let you use their Credit Card to pay for hosting/ domain(s)- then mow the lawn and scrub the toilets and make some cash.
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