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I think they should set healthcare systems up like a reward system. The less you use it the more rewarded you are. I had this with a former company I worked for. Basicially I had a 2K allowance for all my small medical bills per year. And the amount left over would roll over into the next year. I could pay doctors bills, prescriptions, whatever with this amount. Basically it kept people from going to the doctor everytime they had a freakin cold asking antibotics or something silly like that. However there was the"catastropic insurance" benefit that if I needed to be hospitilized or whatever that my 2K would go directly to that, I would have to pay out of pocket like 2K more and then they covered the rest. So lets re exam this. If I maintained a healthy life style and conserved my benifits I was rewarded, but even if I got really sick, which can happen to anyone I was covered with very little out of pocket for me (in the scheme of things).
I wish the government would consider something like this.
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