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Yeah, haven't used this calculator for a while now, looks like the interest was compounded 12 times a year as opposed to the 1 in the calculator. Oops.
As for #3, I'm going to have to look at that one, the answer didn't come right to mind like the others. Obviously.
Regression, I remember that from my stats classes...teacher was batshit crazy, maybe that's why I don't like it.
Thanks for the input.
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