Amex Points vs. Cash? - WickedFire - Affiliate Marketing Forum

supplyshock · 06-05-2011, 01:36 AM

I'm sure most of you guys here have an Amex card and those rewards points can pile up quick when you're running some volume. Just wondering if anyone had the rundown if it's more efficient to buy shit (TVs, toasters) or get plane tickets/hotels with em. Trying to travel to Thailand this summer and not sure if it would be more efficient to just spend cash or use my points. Any ideas?

leadsupplier · 06-05-2011, 02:13 AM

i'm a starwoods member .. i rack up those starpoint like water ... i just had convos w/ some co workers about mariott rewards vs startpoints...

honestly, i think starwoods vs cash is pretty close, whether you get a $150 amazon gift card or a plane ticket, i think the points to dollar ration is pretty close for startpoints.. as for mariott i think the rooms are better..

just realized this, but if you are not talking about starpoints and just amex rewards like w/ the gold card ... i have no idea, haven't used mine yet

Insomniac · 06-05-2011, 03:02 AM

You are really asking a lifestyle question. When you have a virtually unlimited supply of starpoints, you start traveling a lot more, getting hotels downtown when you're wasted, and clocking up airline platinum miles. I've seen a lot of people get addicted to that lifestyle, and let their business tank.

On the other hand, it's pretty easy to get 1-1.5% cash back, which increases the profitability of all of your campaigns by 1%. You generally worry more about business/pleasure trips as you are directly paying for them. This might have a negative affect on your business relationships.

Gift cards and shit like that, don't make an ounce of sense. If you're buying a new appliance for your house once a month, you're an idiot, and you should take your credit card away from your SO.

BluAffiliate · 06-05-2011, 03:26 AM

Quote:

Originally Posted by Insomniac

You are really asking a lifestyle question. When you have a virtually unlimited supply of starpoints, you start traveling a lot more, getting hotels downtown when you're wasted, and clocking up airline platinum miles. I've seen a lot of people get addicted to that lifestyle, and let their business tank.

On the other hand, it's pretty easy to get 1-1.5% cash back, which increases the profitability of all of your campaigns by 1%. You generally worry more about business/pleasure trips as you are directly paying for them. This might have a negative affect on your business relationships.

Gift cards and shit like that, don't make an ounce of sense. If you're buying a new appliance for your house once a month, you're an idiot, and you should take your credit card away from your SO.

You ever run significant volume when most banks won't give you more than 5k limits because you're 22 years old? I've just received my first business credit card with a measely 10k limit despite having a business grossing 7 figures a year, and even that essentially took significant amount of complaining if not begging, and then threatening to switch banks of BofA didn't hook it up. I've got a ton of points all over the place because I had to start out getting any credit card that would take me. Surprise surprise I also have a shit ton of Amex points and am wondering the same thing about whether they are efficient to use on travel rather than appliances rather than hotels.

Messed up to make judgements about someone just based on their types of points innit?

Insomniac · 06-05-2011, 03:55 AM

Quote:

Originally Posted by BluAffiliate

You ever run significant volume when most banks won't give you more than 5k limits because you're 22 years old?

Get a mortgage, pay 3/4 of it off. Banks suddenly start treating you a lot different.

Quote:

Originally Posted by BluAffiliate

Messed up to make judgements about someone just based on their types of points innit?

Being wasteful with your money, is a pretty good indicator of how you do business. Points aren't any different.

Instrumentalist · 06-05-2011, 03:59 AM

I'm not sure if ladyboys take Amex rewards points. I would bring some cash with you.

hannahmcintyre · 06-05-2011, 06:05 AM

In Australia there are virtually no cashback credit cards. I have one which gives me 1% back on the first $1000 I spend, which is basically like a free $10 every month... except it has a $48 annual fee so I only make $60/year on it.

So I use my Frequent Flyer points Amex/MC combo for everything.

BluAffiliate · 06-05-2011, 06:52 AM

Quote:

Originally Posted by Insomniac

Get a mortgage, pay 3/4 of it off. Banks suddenly start treating you a lot different.

Got better things to do.

Quote:

Being wasteful with your money, is a pretty good indicator of how you do business. Points aren't any different.

Like you've never bought a toaster or a TV. You must be one of those "millionaires next door" people.

Lord B · 06-05-2011, 07:06 AM

Fuck it, you live only once...

Insomniac · 06-05-2011, 07:38 AM

Quote:

Originally Posted by BluAffiliate

Like you've never bought a toaster or a TV. You must be one of those "millionaires next door" people.

LOL although I have never bought a toaster, I'm far from the "millionaire next door types". A house for a guy, doesn't need much more than a couch, bed, tv, stove/oven, plates, utensils, washer/drier, clothes, laptop, and wireless router. I think the only kitchen appliance I've had break on me in the last five years, would be a blender, and the only other device that has recently broken, was my laptop, after three years.

I am not a woman, I do not have any desire to buy useless appliances, or replace old ones, just because I can. I also have no desire to decorate my place with expensive trash.

My money is better spent on vodka, sluts, motorcycles, and making more money.

tencentpiece · 06-05-2011, 08:01 AM

Quote:

Originally Posted by hannahmcintyre

In Australia there are virtually no cashback credit cards. I have one which gives me 1% back on the first $1000 I spend, which is basically like a free $10 every month... except it has a $48 annual fee so I only make $60/year on it.

So I use my Frequent Flyer points Amex/MC combo for everything.

There are heaps of cards that give cashback rewards in Australia. I use an anz rewards card, every $1 spend is 1 point for my visa card and 1.5 for my american express card. It ends up being about 0.5%-0.75% cashback from memory.

You can also get USD american express cards if you live in aus and the cashback on those is 1%-1.5% from memory.

I also got like 4k free points when I signed up for an additional card with my anz rewards, you can always get them to waive the fee (in my experience anyway).

I know that the commonwealth bank and stuff offer something similar - but I do all my banking with ANZ and it's much easier having it in the one spot.

gcad1981 · 06-05-2011, 08:37 AM

To the OP:
I only ever get travel and accommodation via rewards points. It's a reward for the risk that I take running a business. Depends on your thought processes, I am in a financial position to buy most possessions that I need but don't really have the time to take a lot of holidays, so when my frequent flyer points get to a certain level, I know I'm due for a holiday.

Insomniac · 06-05-2011, 04:49 PM

Quote:

Originally Posted by tencentpiece

There are heaps of cards that give cashback rewards in Australia. I use an anz rewards card, every $1 spend is 1 point for my visa card and 1.5 for my american express card. It ends up being about 0.5%-0.75% cashback from memory.

You can also get USD american express cards if you live in aus and the cashback on those is 1%-1.5% from memory.

I also got like 4k free points when I signed up for an additional card with my anz rewards, you can always get them to waive the fee (in my experience anyway).

I know that the commonwealth bank and stuff offer something similar - but I do all my banking with ANZ and it's much easier having it in the one spot.

Can't find either...

ANZ - Credit cards - Select From A Range Of Credit Card Options
Credit cards - Compare credit cards - Apply online - Commonwealth Bank Group

tencentpiece · 06-05-2011, 07:46 PM

Quote:

Originally Posted by Insomniac

Can't find either...

ANZ - Credit cards - Select From A Range Of Credit Card Options
Credit cards - Compare credit cards - Apply online - Commonwealth Bank Group

They rebranded the anz card, it's here - ANZ - Improved ANZ Rewards account

And amex euro and dollar accounts are found here: American Express Dollar Card

Both should have the cashback I talked about - I don't run much paid traffic anymore so I only have the anz rewards card now and not the amex dollar account.

juntao65 · 06-05-2011, 07:53 PM

Points usually require me to book way too far in advance and with shitty connection flights. I'd rather take giftcards to buy shit I can't write off (house repairs, electronics that can't be lumped up into business).

hannahmcintyre · 06-05-2011, 09:11 PM

Quote:

Originally Posted by tencentpiece

There are heaps of cards that give cashback rewards in Australia. I use an anz rewards card, every $1 spend is 1 point for my visa card and 1.5 for my american express card. It ends up being about 0.5%-0.75% cashback from memory.

You can also get USD american express cards if you live in aus and the cashback on those is 1%-1.5% from memory.

I also got like 4k free points when I signed up for an additional card with my anz rewards, you can always get them to waive the fee (in my experience anyway).

I know that the commonwealth bank and stuff offer something similar - but I do all my banking with ANZ and it's much easier having it in the one spot.

That's essentially nothing though. I have a card in Canada that gives me 3% cash back on the first 3k then 1.5% after (something like that, I barely use it now so can't remember). Australian banks are horrid at pretending to give out good deals, the only points worth getting on any australian cards are FF points.

ks1905 · 06-05-2011, 11:00 PM

Don't get a card that has annual fees and try to get cash back, that is usually the best deal. Now-a-days you really have to be careful about all the fees the Banks try to whack you with. I had a Citibank card that would hit me with a 3% charge for every International transaction that I had. I buy Cigars (the ones that are embargoed in the US) online from Europe and Citibank would hit me for 3% each time, it really added up quickly.

I have a Capital One card that doesn't have international transaction fees, I get 1% cash back monthly for each transaction (sometimes more) and put it towards my monthly balance.

When it comes to Credit Cards the way that you will make the most money is by paying off your balance in full and on-time each month.

tencentpiece · 06-05-2011, 11:06 PM

Quote:

Originally Posted by hannahmcintyre

That's essentially nothing though. I have a card in Canada that gives me 3% cash back on the first 3k then 1.5% after (something like that, I barely use it now so can't remember). Australian banks are horrid at pretending to give out good deals, the only points worth getting on any australian cards are FF points.

Move back to Canada then or just use that card?

The two cards I just showed you are infinitely better than the crappy card you are currently using where you are making $60 per year from your points.

Australian banks aren't horrid at giving out good deals, 3% cashback is ridiculous. The only reason amex can afford to give 3% cashback is because they charge anybody who accepts amex 4%, that's why nobody in their right mind should accept amex. Everybody who has an amex also has a visa card but they just try to use their amex so they can get more cashback.

FF points are much worse than both of the deals I showed you, especially the amex dollar/euro card.

heavyt · 06-06-2011, 04:53 PM

from someone with alot of amex points use them only for travel, transfer them to ba or virgin or delta etc. for 90k points I can get a round trip first class lay flat bed ticket to heathrow on virgin plus the 800 tax fee, so for 800 bucks first class ticket round trip to europe that would cost about 5200 cash before taxes 6200 with tax.

Spades · 06-07-2011, 11:14 AM

I just redeem all points for cash. You're almost always taking a loss if do anything else. 1% cash back and tax free is sick nasty.

Quote:

Originally Posted by BluAffiliate

You ever run significant volume when most banks won't give you more than 5k limits because you're 22 years old? I've just received my first business credit card with a measely 10k limit despite having a business grossing 7 figures a year, and even that essentially took significant amount of complaining if not begging, and then threatening to switch banks of BofA didn't hook it up.

Sounds insanely familiar, I've been through it with BoA. Like Insomniac said, once you buy a house suddenly shit turns around, got a 500% limit increase almost immediately. Doesn't make an ounce of sense to me, you increase your debt to income ratio and they want to extend even more credit.

BradleyT2p2 · 06-07-2011, 11:42 AM

Bro, I make my living doing break even campaigns but earning money on the credit card rewards.

E-book coming soon.

Berto · 06-10-2011, 11:39 PM

Finally found time to get around to a business credit card. I don't do adwords/facebook ads, so my spend is much smaller than yalls, but the PayPal expenses do add up.

Here's my first choice:
TrueEarnings Costco Card - American Express OPEN

What I'm liking is 3% back on restaurants and 2% on travel. That rocks. Hope I get it. Good credit but nothing insane.

Ben89 · 08-26-2011, 10:55 PM

Quote:

Originally Posted by BluAffiliate

You ever run significant volume when most banks won't give you more than 5k limits because you're 22 years old? I've just received my first business credit card with a measely 10k limit despite having a business grossing 7 figures a year, and even that essentially took significant amount of complaining if not begging, and then threatening to switch banks of BofA didn't hook it up. I've got a ton of points all over the place because I had to start out getting any credit card that would take me. Surprise surprise I also have a shit ton of Amex points and am wondering the same thing about whether they are efficient to use on travel rather than appliances rather than hotels.

Messed up to make judgements about someone just based on their types of points innit?

So you were just using personal credit cards before you had the business credit? I don't understand why you would have to beg. Also, since you mentioned you bank with BofA, have you heard of their new Business Charge cards? Similar to AMEX's pay in full cards. I was thinking about applying for one.

samgeneric · 08-26-2011, 11:01 PM

Fidelity Rewards American Express® Cards

2% cash back on everything.

And then those Ink cards are super handy as well

https://www.chase.com/online/busines...edit-cards.htm

vinnythejinny · 08-28-2011, 07:13 AM

just wondering whats the conversion ratio of amex Points to Miles. My CC (not amex) gives me 2 miles per $1 spent. Its the best CC I could find to date. Gives me Krisflyer miles and Its unlimited without cap + I get 5 Points per dollar spend which is awesome.

Da Capo · 08-28-2011, 01:54 PM

Virgin America card is awesome for points (and a great airline) but they won't approve you for a huge line of credit right away. Just pay it off every day or two and you are good. It's a $1 per point on all purchase and $1 for 8 points on all Virgin purchases if you become an elevate member. You can accrue points quickly and costs only about 7-8k points for a cross country trip.

DreamMachine · 08-29-2011, 04:34 AM

Quote:

Originally Posted by Insomniac

LOL although I have never bought a toaster, I'm far from the "millionaire next door types". A house for a guy, doesn't need much more than a couch, bed, tv, stove/oven, plates, utensils, washer/drier, clothes, laptop, and wireless router. I think the only kitchen appliance I've had break on me in the last five years, would be a blender, and the only other device that has recently broken, was my laptop, after three years.

My money is better spent on vodka, sluts, motorcycles, and making more money.

Man, what a one dimensional life you must lead...

papajohn56 · 08-29-2011, 04:40 AM

FYI the new Amex Gold Business does 2x points on advertising expenses.

Berto · 02-10-2012, 12:53 PM

BERTO BUMP FROM THE GRAVE

Ok, so I've loved my Costco AmEx card above, but I am spending about $3k/month on various international shit (mostly services and linkbuilding), and that's getting pulled right from the bank account since my card has fees.

I need a card with no International fees.

Any recommendations? Would like to stay in the AmEx family. If I spend $36k internationally, and get 2% cash back, that's $720, which would cover an annual fee.

I'm also hoping to get back into Google Adwords and spend about $2k/month there, so Advertising points would be nice too.

I like cashback instead of points/hotels/flights/gas.

Thanks to anyone who knows more than me. Might just call AmEx and see what they can do too.

invisible777 · 02-10-2012, 04:45 PM

75% of my spending goes to Amex Plum 2% cash back
25% goes to Amex SPG

If I know I'm gonna be traveling I'll just go 50/50

SPG rocks btw. Hilton gets like 40k points per night for their hotels, you can stay in a Westin for as little as 8k.

roclafamilia · 02-10-2012, 07:05 PM

Quote:

Originally Posted by Berto

BERTO BUMP FROM THE GRAVE

Ok, so I've loved my Costco AmEx card above, but I am spending about $3k/month on various international shit (mostly services and linkbuilding), and that's getting pulled right from the bank account since my card has fees.

I need a card with no International fees.

Any recommendations? Would like to stay in the AmEx family. If I spend $36k internationally, and get 2% cash back, that's $720, which would cover an annual fee.

I'm also hoping to get back into Google Adwords and spend about $2k/month there, so Advertising points would be nice too.

I like cashback instead of points/hotels/flights/gas.

Thanks to anyone who knows more than me. Might just call AmEx and see what they can do too.

Chase Sapphire Preferred Has no intl fees, and decent rewards.

Same with PenFed Platinum Card, No Intl fees, and decent rewards

Berto · 02-11-2012, 07:01 PM

Thanks guys, will check these out this week. +repsss

DocApocalypto · 02-11-2012, 07:12 PM

i use my points to fly and buy shit at home depot. and a few times at zappos. they do amazon at half points, if it was full points you better believe i'd have a Margaritaville 3.0 margarita maker.

robbied79 · 02-12-2012, 04:49 PM

Quote:

Originally Posted by papajohn56

FYI the new Amex Gold Business does 2x points on advertising expenses.

yeah Amex GP is good for 2x points, but since Continental/United left their rewards program, redeeming points for flights now STINKS!

faceblogger · 02-12-2012, 05:04 PM

JCash > Cash > Amex Points

geomark · 02-12-2012, 09:24 PM

Quote:

Originally Posted by Berto

BERTO BUMP FROM THE GRAVE

Ok, so I've loved my Costco AmEx card above, but I am spending about $3k/month on various international shit (mostly services and linkbuilding), and that's getting pulled right from the bank account since my card has fees.

I need a card with no International fees.

Any recommendations? Would like to stay in the AmEx family. If I spend $36k internationally, and get 2% cash back, that's $720, which would cover an annual fee.

I'm also hoping to get back into Google Adwords and spend about $2k/month there, so Advertising points would be nice too.

I like cashback instead of points/hotels/flights/gas.

Thanks to anyone who knows more than me. Might just call AmEx and see what they can do too.

ks1905 mentioned it above, CapitalOne has no intl fee and 1% cashback. I use that.

Crunk · 02-12-2012, 10:50 PM

Just got offered into a very large bank's alpha credit card group after some consulting. 8% isn't bad but not really the target demographic for it since I'd benefit from rewards much more than a low interest.

Can't really say much else besides they are doing a split profit with cardholders

Berto · 02-27-2012, 12:17 PM

FYI - Check out the CapitalOne Spark Business Card. 2% Cash Back, No Foreign Transaction Fees, $59 annual ($0 the first year), and $100 bux when you spend a grand in the first 3 months.

Thanks geomark!

06-05-2011, 01:36 AM	#1 (permalink)
supplyshock Member Join Date: May 2011 Posts: 79 iTrader: 0 / 0%	Amex Points vs. Cash? I'm sure most of you guys here have an Amex card and those rewards points can pile up quick when you're running some volume. Just wondering if anyone had the rundown if it's more efficient to buy shit (TVs, toasters) or get plane tickets/hotels with em. Trying to travel to Thailand this summer and not sure if it would be more efficient to just spend cash or use my points. Any ideas? Share Share this post on Digg Del.icio.us Technorati Twitter

06-05-2011, 02:13 AM	#2 (permalink)
leadsupplier Senior Member Join Date: Aug 2009 Posts: 1,440 iTrader: 16 / 100%	i'm a starwoods member .. i rack up those starpoint like water ... i just had convos w/ some co workers about mariott rewards vs startpoints... honestly, i think starwoods vs cash is pretty close, whether you get a $150 amazon gift card or a plane ticket, i think the points to dollar ration is pretty close for startpoints.. as for mariott i think the rooms are better.. just realized this, but if you are not talking about starpoints and just amex rewards like w/ the gold card ... i have no idea, haven't used mine yet Share Share this post on Digg Del.icio.us Technorati Twitter __________________

06-05-2011, 03:02 AM	#3 (permalink)
Insomniac Senior Member Join Date: Mar 2007 Posts: 1,259 iTrader: 8 / 100%	You are really asking a lifestyle question. When you have a virtually unlimited supply of starpoints, you start traveling a lot more, getting hotels downtown when you're wasted, and clocking up airline platinum miles. I've seen a lot of people get addicted to that lifestyle, and let their business tank. On the other hand, it's pretty easy to get 1-1.5% cash back, which increases the profitability of all of your campaigns by 1%. You generally worry more about business/pleasure trips as you are directly paying for them. This might have a negative affect on your business relationships. Gift cards and shit like that, don't make an ounce of sense. If you're buying a new appliance for your house once a month, you're an idiot, and you should take your credit card away from your SO. Share Share this post on Digg Del.icio.us Technorati Twitter

06-05-2011, 03:59 AM	#6 (permalink)
Instrumentalist Push & Rise Join Date: Aug 2009 Location: San Diego, California Posts: 1,288 iTrader: 7 / 100%	I'm not sure if ladyboys take Amex rewards points. I would bring some cash with you. Share Share this post on Digg Del.icio.us Technorati Twitter Dwight Schrute and IceToEskimos like this. __________________ Wickedfire - It's like twelve cocks in a thirteen cock bucket. Funny Pictures

06-05-2011, 06:05 AM	#7 (permalink)
hannahmcintyre Not named after Miley Join Date: Aug 2008 Location: Australia Posts: 1,142 iTrader: 2 / 100%	In Australia there are virtually no cashback credit cards. I have one which gives me 1% back on the first $1000 I spend, which is basically like a free $10 every month... except it has a $48 annual fee so I only make $60/year on it. So I use my Frequent Flyer points Amex/MC combo for everything. Share Share this post on Digg Del.icio.us Technorati Twitter __________________

06-05-2011, 08:37 AM	#12 (permalink)
gcad1981 Senior Member Join Date: Jan 2010 Location: Melbourne, Australia Posts: 144 iTrader: 3 / 100%	To the OP: I only ever get travel and accommodation via rewards points. It's a reward for the risk that I take running a business. Depends on your thought processes, I am in a financial position to buy most possessions that I need but don't really have the time to take a lot of holidays, so when my frequent flyer points get to a certain level, I know I'm due for a holiday. Share Share this post on Digg Del.icio.us Technorati Twitter

06-05-2011, 11:00 PM	#17 (permalink)
ks1905 Senior Member Join Date: Nov 2010 Posts: 238 iTrader: 11 / 100%	Don't get a card that has annual fees and try to get cash back, that is usually the best deal. Now-a-days you really have to be careful about all the fees the Banks try to whack you with. I had a Citibank card that would hit me with a 3% charge for every International transaction that I had. I buy Cigars (the ones that are embargoed in the US) online from Europe and Citibank would hit me for 3% each time, it really added up quickly. I have a Capital One card that doesn't have international transaction fees, I get 1% cash back monthly for each transaction (sometimes more) and put it towards my monthly balance. When it comes to Credit Cards the way that you will make the most money is by paying off your balance in full and on-time each month. Share Share this post on Digg Del.icio.us Technorati Twitter

06-06-2011, 04:53 PM	#19 (permalink)
heavyt Senior Member Join Date: Jan 2009 Posts: 574 iTrader: 0 / 0%	from someone with alot of amex points use them only for travel, transfer them to ba or virgin or delta etc. for 90k points I can get a round trip first class lay flat bed ticket to heathrow on virgin plus the 800 tax fee, so for 800 bucks first class ticket round trip to europe that would cost about 5200 cash before taxes 6200 with tax. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ http://ads4dough.com/ <=====Obey

06-07-2011, 11:42 AM	#21 (permalink)
BradleyT2p2 Senior Member Join Date: Jul 2008 Posts: 346 iTrader: 1 / 100%	Bro, I make my living doing break even campaigns but earning money on the credit card rewards. E-book coming soon. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ You can't change where you've been but you can change where you're going in life.

06-10-2011, 11:39 PM	#22 (permalink)
Berto Beach Bum Join Date: Jan 2009 Location: Proudly Incorporated in WY Posts: 2,679 iTrader: 54 / 100%	Finally found time to get around to a business credit card. I don't do adwords/facebook ads, so my spend is much smaller than yalls, but the PayPal expenses do add up. Here's my first choice: TrueEarnings Costco Card - American Express OPEN What I'm liking is 3% back on restaurants and 2% on travel. That rocks. Hope I get it. Good credit but nothing insane. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ Always down to buy, sell, and trade health-related links. PM Me. I use SerpIQ and Micro Site Masters Rank Tracker

08-26-2011, 11:01 PM	#24 (permalink)
samgeneric Senior Member Join Date: Jul 2009 Location: Deerfield Beach, FL Posts: 190 iTrader: 11 / 100%	Fidelity Rewards American Express® Cards 2% cash back on everything. And then those Ink cards are super handy as well https://www.chase.com/online/busines...edit-cards.htm Share Share this post on Digg Del.icio.us Technorati Twitter

08-28-2011, 07:13 AM	#25 (permalink)
vinnythejinny Senior Member Join Date: Mar 2008 Posts: 1,372 iTrader: 2 / 100%	just wondering whats the conversion ratio of amex Points to Miles. My CC (not amex) gives me 2 miles per $1 spent. Its the best CC I could find to date. Gives me Krisflyer miles and Its unlimited without cap + I get 5 Points per dollar spend which is awesome. Share Share this post on Digg Del.icio.us Technorati Twitter

08-28-2011, 01:54 PM	#26 (permalink)
Da Capo Senior Member Join Date: Nov 2010 Location: Buenos Aires Posts: 158 iTrader: 0 / 0%	Virgin America card is awesome for points (and a great airline) but they won't approve you for a huge line of credit right away. Just pay it off every day or two and you are good. It's a $1 per point on all purchase and $1 for 8 points on all Virgin purchases if you become an elevate member. You can accrue points quickly and costs only about 7-8k points for a cross country trip. Share Share this post on Digg Del.icio.us Technorati Twitter

02-10-2012, 12:53 PM	#29 (permalink)
Berto Beach Bum Join Date: Jan 2009 Location: Proudly Incorporated in WY Posts: 2,679 iTrader: 54 / 100%	BERTO BUMP FROM THE GRAVE Ok, so I've loved my Costco AmEx card above, but I am spending about $3k/month on various international shit (mostly services and linkbuilding), and that's getting pulled right from the bank account since my card has fees. I need a card with no International fees. Any recommendations? Would like to stay in the AmEx family. If I spend $36k internationally, and get 2% cash back, that's $720, which would cover an annual fee. I'm also hoping to get back into Google Adwords and spend about $2k/month there, so Advertising points would be nice too. I like cashback instead of points/hotels/flights/gas. Thanks to anyone who knows more than me. Might just call AmEx and see what they can do too. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ Always down to buy, sell, and trade health-related links. PM Me. I use SerpIQ and Micro Site Masters Rank Tracker

02-10-2012, 04:45 PM	#30 (permalink)
invisible777 Senior Member Join Date: Jul 2007 Posts: 1,322 iTrader: 2 / 100%	75% of my spending goes to Amex Plum 2% cash back 25% goes to Amex SPG If I know I'm gonna be traveling I'll just go 50/50 SPG rocks btw. Hilton gets like 40k points per night for their hotels, you can stay in a Westin for as little as 8k. Share Share this post on Digg Del.icio.us Technorati Twitter

02-11-2012, 07:01 PM	#32 (permalink)
Berto Beach Bum Join Date: Jan 2009 Location: Proudly Incorporated in WY Posts: 2,679 iTrader: 54 / 100%	Thanks guys, will check these out this week. +repsss Share Share this post on Digg Del.icio.us Technorati Twitter __________________ Always down to buy, sell, and trade health-related links. PM Me. I use SerpIQ and Micro Site Masters Rank Tracker

02-11-2012, 07:12 PM	#33 (permalink)
DocApocalypto Banned Join Date: Aug 2010 Posts: 648 iTrader: 11 / 100%	i use my points to fly and buy shit at home depot. and a few times at zappos. they do amazon at half points, if it was full points you better believe i'd have a Margaritaville 3.0 margarita maker. Share Share this post on Digg Del.icio.us Technorati Twitter

02-12-2012, 05:04 PM	#35 (permalink)
faceblogger WF Senior Premium Member Join Date: Mar 2010 Location: Tulsa, OK / Jaffna, SL Posts: 3,130 iTrader: 145 / 100%	JCash > Cash > Amex Points Share Share this post on Digg Del.icio.us Technorati Twitter IceToEskimos likes this. __________________ Want to be a premium member? PM IceToEskimos

02-12-2012, 10:50 PM	#37 (permalink)
Crunk Senior Member Join Date: Dec 2011 Posts: 140 iTrader: 1 / 100%	Just got offered into a very large bank's alpha credit card group after some consulting. 8% isn't bad but not really the target demographic for it since I'd benefit from rewards much more than a low interest. Can't really say much else besides they are doing a split profit with cardholders Share Share this post on Digg Del.icio.us Technorati Twitter

02-27-2012, 12:17 PM	#38 (permalink)
Berto Beach Bum Join Date: Jan 2009 Location: Proudly Incorporated in WY Posts: 2,679 iTrader: 54 / 100%	FYI - Check out the CapitalOne Spark Business Card. 2% Cash Back, No Foreign Transaction Fees, $59 annual ($0 the first year), and $100 bux when you spend a grand in the first 3 months. Thanks geomark! Share Share this post on Digg Del.icio.us Technorati Twitter __________________ Always down to buy, sell, and trade health-related links. PM Me. I use SerpIQ and Micro Site Masters Rank Tracker

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