avatar33

My advice to you is don't judge somebody that you clearly don't know. Idiot. I'm mind-blown as to how you came up with all these assumptions. Crazy.

Thinking that you need to save every penny to become rich is such as grandma's mentality. People get rich from being highly skilled at what they do.

The only thing you're right on is that I do sometimes give shit to people who leave bad tips if (and only if) they had good service. It's just not classy and plain rude to leave a bad tip when someone's been waiting on you hand and foot and with a smile on top of it all. You'd know that if you ever waitressed.

On everything else you're completely off. I've never borrowed money from friends. I'm actually the one that lends money most of the time believe it or not. How do you explain that? I spend lots of money yet I always have money. Mindfuck isn't it?

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ly2 from WF

Bro, have you ever fucking had wheat-o's? It's like eating nuts and bolts sprinkled with rotten sugar.

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avatar33

You're missing the point of the thread amigos. I'm talking about people who are cheap to the point where it directly affects the rest of the group in a social situation.

Example: you go to a restaurant with a group of friends, and you all order a bunch of tapas, appetizers, drinks... and share everything. When the bill comes at the end, do you:

A) Carefully scrutinize the bill to figure out exactly how much you should pay versus how much you ate?
B) Pick up the bill and offer to pay for everyone
C) Split the bill evenly, without worrying about who ate what

I know you're probably gonna answer B or C... and I know that it would bother you if one of your friends would go with A. Amirite?

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guerilla

This is the worst thread ever.

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headiez247

meh, there are correct sides to both your argument and the op's.

Actually that is becoming less and less true. Especially for the people on this forum that make good money. I know I certainly get paid waaaay more than I should for the amount of work I put in (and am very thankful for that). And realistically, even average people don't get wealthy by avoiding $5 here and $20 there. If you think eating light at cheap restaurants and staying at motel 6 will get you 'wealthy' then you are kidding yourself. Even 10 years of doing that couldn't fetch you more then $50k or so. Different people have different views on wealth. In my circle/history/upbringing/current tax bracket I don't consider anything under 5 mill in assets "wealthy".

If you are going to go to a restaurant, you can afford to tip well assuming the waiter was good. If the waiter did nothing wrong and you tip under 18% you are a dick and shouldn't be eating out. How can you talk about average people saving up pennies to get wealthy and then a paragraph later essentially say its cool to not tip well? Is a waiter not the perfect example of the "average" person you were talking about?

In the end it comes down to personal preferences. If you are into saving money whenever and wherever possible, and are part of the leet slickdeals.com crowd, hey good for you if it makes you happy.

I personally would rather enjoy my life. I'm into expensive things, trips, cars, food, etc. I could penny pinch my entire life but I sure as fuck wouldn't be happy. When I go out with friends and one of them is cheap and I know they would rather eat at burger king instead of a nice seafood place, I offer to pay because I'd rather eat real food. It doesn't bother me that much unless the person being cheap is wealthy as fuck, then I just shrug and say ok peace out bro I'll meet you after dinner.

I have friends on both sides of the fence. My friends father is worth call it around 50 million dollars but hes from the midwest and was brought up differently. He still has a kia, a normal house, etc. He will probably die with $xxx million in assets, thats just how he is. He did splurge on 2 custom built cars at about $100k each and a $150k cesna, but thats it.

My father, on the other hand, loves to spend money. Multiple houses, boats, cars, etc. He will die with less assets than my friends dad but he's happy that way.

Unless I get married and have kids, I don't want to die with money. I want to spend it all having fun.

headiez247

Yup. I'm usually B, but if they whip out the plastic first I'll thrown down to match.

greenleaves

We generally rotate paying the bill. But that is what we do with the two groups I hang with. I have some friends that are broke so I always pick up the tab with them.

However, if someone decided to go with A, I would not mind. See, I don't care how people spend their money, I care more about the company. And if my friends are good company, I will be proud to be their friends even if they choose A, or if they ask about what is on special, or even if they tip badly. I think it takes a shallow person to give a fuck about how a friend spends his money. Because what most matters in friendship is, you know, the friendship, not the 'we look uber cool because we tip well' factor

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avatar33

BS. You would care. Anyone would. You might not say anything at that moment but a little voice inside your head will be saying: "yet another demonstration of epic cheapness by mr. X! Sure go ahead and do your math for the next 10 mins".... You'd rather spend the rest of your night having a nice conversation, looking at that hot chick at the table across from you or getting another drink, rather than seeing one of your friends pull out the Calculator app on his iPhone and asking you how much of the nachos you ate. lol

Sure friendship is what matters in the end, but come on, even your brother would be annoyed if you pulled out something like that at a restaurant with him. lol

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mikeshinobi

Complainers.

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lschmidt

this thread is gayer than justin bieber in a pink tutu

avatar33

Seems appropriate for a gay webmaster forum.

It's sad that that's all you could come up with though after 2 people multi-quoted your last response.

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lschmidt

It's not worth the effort. Just some helpful advice -- start worrying more about yourself and less about others.

And apparently, even higher on your list of worthwhile activities is debating this very issue on an internet forum. Now that's sad (even more sad than the fact that your idea of fun is sitting around "looking at that hot chick at the table across from you"...lol you sir know how to live!). Hey gaiz want to go out and look at some hot chicks tonight? Woo!

I have no desire to continue this conversation. Carry on guys...

tspesh

Well this went well. Moron.

avatar33

@lschmidt exactly, I'd rather scrutinize a hot chick than scrutinize a bill. We just see life differently. Let me tell you this though: life is too short to be a cheap ass. Don't love money, love what money can do for you. It's very important to understand the difference. Adios.

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stmadeveloper

I just watched the neighbors electricity, gas, and water get turned off in the last week. 2 people in the house working, nice cars, nice clothes, etc... always see them coming in with shopping bags.

(i'm not a snooper - but i can see the front of their house from my office window)

Bet they wish they were a little cheaper while piling up all the debt so they had power when it's 19 degrees out there today. It might explain the footprints going from my wood pile to their house though

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funlol

Chill man...

Is taking the subway for 45 minutes really that much worse than taking a cab for 10 minutes? What will you gain from getting to where you want to go an extra 35 minutes early? (In my experience, taking the subway is often times faster than cabbing)

I personally live in Manhattan and I never take the taxis. Here's why:

1) Taxi drivers 50+ percent of the time smell like shit. They have those ethnic genes that give them horrible body odor plus they probably never shower, never exercise, and eat/sleep like shit.
2) Stop and go traffic in NYC plus sitting in the back of a taxi cab equals a miserable experience. Every time I take a taxi I get car sick. It's especially bad after I just ate.
3) Taxi drivers always try to cheat you out of money. They purposely take the streets with the most stop lights. They purposely slow down and let pedestrians cross (even without the walk signal). They purposely turn down streets with lots of traffic. They always say shit like "oh my credit card machine is broken, can you pay cash'? And then they bitch when you don't give them a good tip.
4) It's expensive as fuck. Usually it's $10 for 5+ minute ride. In business hours the meter automatically starts at $2.50.

My advice... live/stay in an area with a good subway station (crosstown trains included)... something like Union Square or near Grand Central/Times Square or downtown...then you will never need to take a god damn taxi. Walking/subway/bus is better than taxi 95% of the time.



As for your being cheap rant... I don't know... find new friends if it bothers you that much.

headiez247

You either haven't lived in NYC long enough or haven't learned how to deal with cabs.

lol @ getting sick every time you are in a taxi (coughpussycough). Sucks to be you.

If a cab takes you a round about way, or deliberately tries to bump his fare, guess what? He isn't getting paid bro. Has happened two times to me. Unless you are a tourist, don't notice, or are too busy getting car sick in the back of the taxi, there is zero reason for you to get ripped off by a taxi driver.

And speaking of people that smell like shit, I wouldn't exactly say that the people on the subways smell like fresh roses.

avatar33

It's the concept that time > money. That's all that it is. Of course there's nothing wrong to take the subway/bus. I've lived in Manhattan 2 years and I always took the subway to get to work because I lived right across the street from a subway station so it was just as quick as a cab. (Actually it was even quicker than a cab at rush hour)

Hmmm... I sense some racism here. But if that's really your problem, avoid the subway. You'll be exposed to way more "ethnic genes" inside a New York City train.

Anyhow, this thread is not about taxis man. I couldn't care less if you decided to ride your bike, walk, skateboard or even job to your destination. That's really not the point.

Fuck this thread, I'm sick of it myself now. I really thought I'd get more sympathy from an Internet Marketing forum, where people [apparently] splurge on all kinds of things all the time. Guess I was wrong. Should've taken kingofsp's intervention more seriously at the beginning of this thread.

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Hitch

Man, with all the respect, but you must tell to the taxi driver what is the shortest way to get to your home if you know the streets. And since you probably live there, you should now that.

WingAndAPrayer

Cheap people are smart people.

The biggest mistake people with money make is spending more on the same things - instead of the $20 bottle of wine they go for the $120 bottle of wine. Instead of the 3* hotel they stay in the 5* hotel. All those little extra costs add up real quick. And that's how you get the idiots making 6 figures that have to remortgage their house to pay the credit card bill

Most people are stupid with money. Hence why most people are broke.

If you're making 6 figures and live the same way you did when you were making 5 figures, you'll get rich a lot quicker

sumitdhawan

Hello friend,

The thing more annoying then cheap people is people who complain about cheap people.

I just joke. But for be serious person have right to cheap because it there money. It same if person opposite and want spend all money they have.

Most people work hard for money so can spend it or no spend it however like.

Good luck bro

funlol

The point is you shouldn't have to tell the taxi driver the shortest way back, or to not fuck with you, or to play by the rules. They should do it no matter what. It shouldn't be our job to keep them in check or make them play by the rules.

(Another thing I've noticed is a lot of times when you go to the outer boroughs or some place on a weird side street downtown or in Chinatown, the drivers will pretend like they don't know where they are going.... Yeah man, you drive these streets 10 hours a day for years. You are either cheating me or you are mentally retarded.)

And.. by the way.. the air conditioned / well ventilated subway is much better than sitting in a closed box with a dirty man who smells like shit. On the subway if there is a homeless fuck smelling the place up, at least you could move to the other side of the car.

Hale.Pane

Lake Hayden FTW

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ARVolund

Seriously dude why do you give a fuck???

Just because somebody does not piss their money away like you think they should does not make it a disease to be cured.

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ARVolund

Maybe those cheap ass people you know are looking at "what the money can do for them" they just want it do different things than you do. Just because I could give a fuck about a nicer hotel room etc does not mean I just like staring at a bank balance. From your perspective I am one of those cheap SOBs but I use my money for things that very few people every see because my priorities have nothing to do with wasting my money on that nicer hotel room.

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g1c9

Rotten sugar is alcohol. That sounds like a pretty manly breakfast.

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Kiopa_Matt

Ever been out, and had a friend's girlfriend / wife do A? heh, poor friend. Say 10 of you go for a nice dinner out, bill comes, and everyone just starts throwing money at the middle of the table, because nobody actually cares.

Your poor friend's wife will grab the bill though, and start looking it over. You can hear her whispering, "honey, I only had one ceasar, but she had two, and that lady over there had 3 glasses of wine! I don't think this is right!". You look over at your friend, and the poor guy is melting in his chair in embarrassment, lol

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DreamMachine

That sucks, but it sucks worse when you're the one who had a main meal and 1 beer and other people in the group (20+ and not everybody knew each other) keep ordering bottle after bottle of wine.. then when the bill comes it's 65 euros (main is around 20) BUT goes up to 75 because one of the 'order another bottle!' brigade refuses to pay because "it can't be that much!"

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Napolean

Nothing wrong with thinking long-term.

Just because you're making six figures a year doesn't necessarily mean your loaded. If you're in a high risk industry, especially AM, you can lose your income overnight. If your not the kind of guy who can bounce back, you could be in a lot of trouble.

I would say ideally you should be saving a minimum of 20% of your gross income every month. This is still shaky to me because every year you only gain 2.4 months of security, and you should have a minimum of 1 to 2 years of savings just to give you a *little* breathing room from broke territory.

For the short-term "live it up, life is short" thinkers, *rich* to you could easily be a guy with $65k in savings and making around $160k/year. Not in my opinion, even more so if you are the SPOF in your household.

Let's break it down, You make $ 13.5k/month, you sock away $2,750/month. You've done this consistently for 2 years so your savings is just shy of $65k. Then your in a car accident or blue ice falls from an airplane and lands on you. You better fully recover in at least 4 months because your savings are only going to last you 4.8 months, maybe 9 months if you stretch it. Hopefully you had insurance, otherwise, we low ball it and assume the hospital bill was $25,000, which means you now only have just under 3 months savings ($40k).

The bottom line is, you are not prepared for very much and won't be prepared for a few years by just saving 20% of your gross pay.

The average income in the U.S is $50k to $60k/year, yet we have almost 15% of the country on food stamps. My benchmark for how much income a household should be earning would be a minimum of $40k per person, and $5k per small animal. If you want to party, take a lot of trips, go shopping all the time, whatever, you need to be bringing home more than that. Otherwise, get saving.

Napolean

65 euros for a group of people eating and drinking? Ordering value meals at McDonalds for just two people is going to run close to $20.00 USD.

amanda11

I de-friend cheap people.

If they're poor, that's okay - we can go eat somewhere inexpensive.

But if they're a stingy mother fucker who stiff waiters, steal kid's lunch monies, or argue over pennies and dimes, I tell them:

"Nigga, shut the fuck up. You're cheap as fuck."

casinobonus24

Your friends have to be on at least a similiar financial level to you. Otherwise it won't work and don't tell it will. Exactly those little situations will kill it over time. No matter it's dining, party, shopping or holidays - it simply won't work cause you have different aims and standards than the poor in this example.

Why the hell should you pay for people you don't know ? In such situations, I think nobody will go mad for seperating the bill. If it's a group of 20 people of not everybody knows each other, it's nothing but dump to pay all together, sorry.

casinobonus24

Why spend your time with people who directly affect you / a group in a social situation in a negative way ? I'd just stop dealing with them.

-joe-

Per person.

Phoenixz

this is a funny thread. if someone wants to be cheap let them be
i know many wealthy people, most are not quick to part with the dollars.
Some will spend freely on things they want, golf, boats etc.
Then the other side pays for pizza with change in a zip lock bag...lol

Who cares? if your friend annoys you let them know...if it isnt worth it..let it go

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headiez247

love how you keep writing new posts but don't respond to all the people pointing out how you are wrong.

Last time I checked taxi's have air condition and windows that can be opened. You are in the back of a car by yourself vs being in a crowded subway with multiple homeless people who sometimes shit on the floor out of the blue.


*violin* Welcome to the world buddy. Wouldn't it be nice if every company/worker was honest and did things they should?

cheshire

Yeah cheap people piss me off. You know when you're out with your peasant friends that only make 6 figures a year and it comes time to order Wine. Their all like "Lets get this $120 bottle of Cabernet and split the cost." Inside I'm thinking "fucking peasants trying to get me to buy part of their cheap wine." That's when I tell them to fuck off and drink a whole bottle of $300 wine to myself. When the check comes I just excuse myself to the bathroom. That'll teach those peasants to be cheap asses. Who the fuck do they think they are anyway!? Trying to lower my class to theirs. That's why I always ask to see income sheets, and tax statements from the last 5 years before I hang out with anyone.

Seriously though, who's the cheap ass here? I mean if your friends want to split it evenly just fucking man up and pay the whole tab yourself, or are you really the cheap one in the group?

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avatar33

Man, with all due respect, every time you post I wonder if you're really a new yorker. You should know by now that NYC is a jungle where everyone is trying to hustle, everyone. It's your responsibility to make sure you're not being hustled. My guess is if cab drivers are always dicking you around, it's either because (1) You look/act like a tourist (2) You're not giving them proper instructions. Anyways, that shall be the topic of another thread.

What makes you think I piss away my money? There is a big difference between being a cheap fuck and being a "smart spender". If taking the cab back and forth to my destination makes me save 1 hour of my day, that's 1 extra hour I could do some work on. You prefer wasting that hour in public transit just to save $17.50? Be my guest. One hour is enough time for me to find a new profitable niche, buy a sweet domain and launch a WordPress site... while I did all this your ass will still be seated (or standing) in a bus.

Haha I've seen that happen a couple times actually and it usually happens when the woman is the one managing the finances in the couple. It makes me smile every time. Funny thing is she'll be a cheap ass like that over the food but then she'll have no problem buying a ridiculously expensive handbag that same day. Ohhh Women... let's not get there

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Crunk

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makethatgreen

Get new friends that aren't as lame?

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