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Old 02-14-2012, 06:08 PM   #1 (permalink)
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Help Where to invest $50k to earn a decent % return?

I need to move about $50k into something that can earn something more than a shitty money market account %, but I don't want it to be tied up for years where I can't access it if necessary.

Any suggestions for something relatively safe, but that pay's more than a $100 a year on $50k? Not looking for anything kinky or overseas type of shit.
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Old 02-14-2012, 06:11 PM   #2 (permalink)
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In b4 ppc
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Old 02-14-2012, 06:40 PM   #3 (permalink)
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1.) what percentage do you want to earn?

2.) how much risk/effort do you want to put in?

low risk and about 10-20% return a year look into transactional funding.
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Old 02-14-2012, 06:44 PM   #4 (permalink)
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Seriously though I'd buy gold/silver coins and guns

also maybe gold/silver guns
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Old 02-14-2012, 06:47 PM   #5 (permalink)
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invest into me

i run professinoal SE0 service out of bangdaledesh client very good

maybe go $50 make $75

okay make $50000 make $75000

i have attached picture of my happy clients below
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Old 02-14-2012, 06:52 PM   #6 (permalink)
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Seriously, with a business partner waiting outside in the car. The right acquisitions could net you 100% to, I don't know... 500% ROI. It's all about time and place.

A gold gun is not a bad investment idea. Listen to Kingfish.
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Old 02-14-2012, 07:14 PM   #7 (permalink)
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Seriously, with a business partner waiting outside in the car. The right acquisitions could net you 100% to, I don't know... 500% ROI. It's all about time and place.

A gold gun is not a bad investment idea. Listen to Kingfish.
I want this gun!
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Old 02-14-2012, 07:18 PM   #8 (permalink)
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Tax-Free Municipal Bonds.. Just don't buy them in California since we're likely to default.
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Old 02-14-2012, 07:24 PM   #9 (permalink)
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Get 1000 blogs made @ $50 each, you'd have to make more than $100 a year.
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Old 02-14-2012, 07:25 PM   #10 (permalink)
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i like lending club

but dropping that much into 1 thing prob isnt the best idea

diversify yo bonds nigga
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Old 02-14-2012, 07:28 PM   #11 (permalink)
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Invest in hookers & cocaine.
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Old 02-14-2012, 07:31 PM   #12 (permalink)
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greyaisha, Jingo and makeshift like this.
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Old 02-14-2012, 07:35 PM   #13 (permalink)
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Check tradeking, optionshouse and optionsxpress all have good accounts where you can dump money and pull out quick if you need to. A few funds are performing really well right now. Gained about three grand in the last month.

Other than that you can do cash lending but it seems you want to just hold the money somewhere. Safety is only relative to your knowledge and willingness to defend. Depending on where you are you could do a laundry mat, dry cleaners or a janitorial service. Low start up costs and relatively easy to flip.

If you do not need that much return break the 50k apart until you figure what method works best for you. Could dump 15k or so into ecommerce and hold the rest. You would have the 15k back by summer, plus additional cash coming in.

Just throwing out some ideas to you. Hope it works out. When you find something, please post back. Generally open to more opportunities to make some additional income.
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Old 02-14-2012, 08:08 PM   #14 (permalink)
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If you own an adsense account, invest into me. I give 10% ROI/ around1.5 month guaranteed.

If adsense is banned, I return your money plus add 10%. If adsense is not banned, you got your money, and I keep the difference between the cost of filling your adsense account and the one you actually have.

There are terms like you need to cash adsense payment within 4 days of payment day or I presume you have cashed it. That sort of thing. If you use direct deposits it'll be deposited at the same time.

Start with $100 first. I've been doing this for years. While adsense sometimes ban, the probability is low enough for me to make this guarantee. I got tons of cash to back things up in case things really went south, but chance is you got your return and I got my profit. There's always risk.

Then connect me to more CPA and do same the same thing. CPA is even better actually. I know some are if I know you well enough . Again, I fill your CPA account and earn profit from the difference.

The money is in the relationship. And 10% per 1-2 months in internet marketing world is not a very impressive return.We simply have way better alpha than investor that just put money and sleep. I am just repackaging it so you can more easily compare that with bonds, for example.
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Old 02-14-2012, 08:09 PM   #15 (permalink)
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^^^ winner
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Old 02-14-2012, 08:27 PM   #16 (permalink)
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Tax-Free Municipal Bonds.. Just don't buy them in California since we're likely to default.
ding ding ding
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Old 02-14-2012, 08:28 PM   #17 (permalink)
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short US treasuries like bill gross.
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Old 02-14-2012, 08:38 PM   #18 (permalink)
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OP, listen to me.

Go and open an ameritrade account or something at some brokerage and deposit all 50 grand.

Start day/swing trading.

dont research anything, thats for faygets.

scared money dont make money

#realtalk
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Old 02-14-2012, 08:48 PM   #19 (permalink)
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i like lending club

but dropping that much into 1 thing prob isnt the best idea

diversify yo bonds nigga
Why lending club vs. prosper. I've been researching that....thinking of taking a small plunge into p2p loans.
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Old 02-14-2012, 08:58 PM   #20 (permalink)
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Why lending club vs. prosper. I've been researching that....thinking of taking a small plunge into p2p loans.

I've been investing in prosper for about 5 years now and it has become 100x better in the last 2 years for one reason: market place - which allows you to sell your current notes.

Before the market place when you invested in a loan you were stuck for 3 years(unless the borrower prepaid).

Now with the market place you are able to list your loans for sale to the highest bidder. I generally invest a few $k every 6 months. Collect 3 months worth of payments and list them all for sale until they're gone.

I know it seems counterproductive to list and sell list and sell but that's the kind of person I am - I don't like sitting still. PLUS if you need to liquidate everything, you can generally get all your cash back within 2 weeks.

For best results invest in shorter (1 or 3 year) loans, small amounts ($25-$50) and higher/riskier rates(20%+). These seem to be the easiest loans to unload in the market place as most other investors shy away from 5 year/low yield notes.

I think that covered most of my prosper activity.
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Hello friends,

I will pray to Lord Vishnu for protect you so government of America no take way your acai monies.

Good luck bros
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Old 02-14-2012, 08:58 PM   #21 (permalink)
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Old 02-14-2012, 09:03 PM   #22 (permalink)
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Seeing none of you are licensed to give financial advice, I've reported this thread to the FBI, IRS and IC3.
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Old 02-14-2012, 09:04 PM   #23 (permalink)
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I've been investing in prosper for about 5 years now and it has become 100x better in the last 2 years for one reason: market place - which allows you to sell your current notes.

Before the market place when you invested in a loan you were stuck for 3 years(unless the borrower prepaid).

Now with the market place you are able to list your loans for sale to the highest bidder. I generally invest a few $k every 6 months. Collect 3 months worth of payments and list them all for sale until they're gone.

I know it seems counterproductive to list and sell list and sell but that's the kind of person I am - I don't like sitting still. PLUS if you need to liquidate everything, you can generally get all your cash back within 2 weeks.

For best results invest in shorter (1 or 3 year) loans, small amounts ($25-$50) and higher/riskier rates(20%+). These seem to be the easiest loans to unload in the market place as most other investors shy away from 5 year/low yield notes.

I think that covered most of my prosper activity.
PLUS DOUBLE REP!

Can you explain a bit more about selling notes please? You sell them for money owed plus some percentage of the interest - is that close?
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Old 02-14-2012, 09:05 PM   #24 (permalink)
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Old 02-14-2012, 09:14 PM   #25 (permalink)
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Old 02-14-2012, 09:29 PM   #26 (permalink)
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I know you are looking for a handsfree investment, but I have learnt that it is best to invest in what you know best. Websites..

SInce you are into gaming, I would scour the SERPS and scrape the owners of successful arcades. And there are many 10 year old arcade sites with with tons of organic and traded links... Sites that never budge from their SERP with any updates. COntact them. Buy them...

There is no investment like a successful proven earning website.. Even on a buy at 24 months Profit, you still make a healthy ROI on your investment.

This is coming from a guy who trades and invest a lot in stocks and mutual funds...with very good ROI.
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Old 02-14-2012, 09:57 PM   #27 (permalink)
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I would put a down payment on a 3 family house. Actually saving to do that right now and hopefully will save enough before prices start to climb.
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Old 02-14-2012, 10:07 PM   #28 (permalink)
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Tons of great advice by gay webmasters here What's the best way to make $500k in 2011
Go with any one of them. You can't lose
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Old 02-14-2012, 10:14 PM   #29 (permalink)
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Invest $50,000 on Netflix stocks
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Old 02-14-2012, 10:20 PM   #30 (permalink)
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Tax-Free Municipal Bonds.. Just don't buy them in California since we're likely to default.
Obama seeks to cut municipal bond tax breaks | Reuters
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Old 02-14-2012, 10:27 PM   #31 (permalink)
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Buy Amazon stocks.
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Old 02-14-2012, 10:32 PM   #32 (permalink)
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Another suggestion:

Facebook IPO
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Old 02-14-2012, 11:16 PM   #33 (permalink)
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I know you are looking for a handsfree investment, but I have learnt that it is best to invest in what you know best. Websites..

SInce you are into gaming, I would scour the SERPS and scrape the owners of successful arcades. And there are many 10 year old arcade sites with with tons of organic and traded links... Sites that never budge from their SERP with any updates. COntact them. Buy them...

There is no investment like a successful proven earning website.. Even on a buy at 24 months Profit, you still make a healthy ROI on your investment.

This is coming from a guy who trades and invest a lot in stocks and mutual funds...with very good ROI.
Post of the year, really. What was I thinking?
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Old 02-14-2012, 11:16 PM   #34 (permalink)
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Tax-Free Municipal Bonds.
^^This

I've been pretty happy with Lending Club returns with a Prime account, which just means they manage your account for you based on the risk and terms you specify. Those are 3-5 year notes, but they have a marketplace to sell them if you need to cash out (although I'm not sure how active it is). Spread your risk... maybe put $10k there, 30k in Munies, $10k in a new business venture.
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Old 02-14-2012, 11:25 PM   #35 (permalink)
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Open a fixed deposit in a south asian country bank, they would give you around 15% yearly interest for a one year FD. Money comes with no effort. Example - HSBC
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Old 02-14-2012, 11:44 PM   #36 (permalink)
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invest: 20k in gold suisse bars on ebay (I buy them all the time); 29,000 in starting some sort of business to invest only in yourself; 1,000 for 2 handguns (can never have enough guns, lols).
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Old 02-15-2012, 12:11 AM   #37 (permalink)
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I guess the problem with my offer is I only need $100. What I need is richer guys that guide me to make my system grow bigger rather than money.
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Old 02-15-2012, 12:21 AM   #38 (permalink)
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I know this may come as a surprise to you, but we are always looking for VC money.
rofl
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Old 02-15-2012, 12:26 AM   #39 (permalink)
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Open a fixed deposit in a south asian country bank, they would give you around 15% yearly interest for a one year FD. Money comes with no effort. Example - HSBC
THIS. can't believe OP is trying to earn 100 bucks a year for 50K
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Old 02-15-2012, 12:41 AM   #40 (permalink)
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Open a fixed deposit in a south asian country bank, they would give you around 15% yearly interest for a one year FD. Money comes with no effort. Example - HSBC
Foreign Exchange risk?
He is going to earn that 15% on a foreign currency.
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Old 02-15-2012, 01:24 AM   #41 (permalink)
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Foreign Exchange risk?
He is going to earn that 15% on a foreign currency.
but if USD falls faster.....

For a guaranteed 15% in certain foreign currency I'd probably take it
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Old 02-15-2012, 01:39 AM   #42 (permalink)
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If you own an adsense account, invest into me. I give 10% ROI/ around1.5 month guaranteed.

If adsense is banned, I return your money plus add 10%. If adsense is not banned, you got your money, and I keep the difference between the cost of filling your adsense account and the one you actually have.

There are terms like you need to cash adsense payment within 4 days of payment day or I presume you have cashed it. That sort of thing. If you use direct deposits it'll be deposited at the same time.

Start with $100 first. I've been doing this for years. While adsense sometimes ban, the probability is low enough for me to make this guarantee. I got tons of cash to back things up in case things really went south, but chance is you got your return and I got my profit. There's always risk.

Then connect me to more CPA and do same the same thing. CPA is even better actually. I know some are if I know you well enough . Again, I fill your CPA account and earn profit from the difference.

The money is in the relationship. And 10% per 1-2 months in internet marketing world is not a very impressive return.We simply have way better alpha than investor that just put money and sleep. I am just repackaging it so you can more easily compare that with bonds, for example.
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I guess the problem with my offer is I only need $100. What I need is richer guys that guide me to make my system grow bigger rather than money.
not sure if srs or trolling
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Old 02-15-2012, 02:03 AM   #43 (permalink)
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I know you are looking for a handsfree investment, but I have learnt that it is best to invest in what you know best. Websites..
This (+rep!). Do your research, select a decent website worth $40k, use remaining $10k to trade and hire a good VA to help you manage/update the site. I'd be surprised if you didn't get your full investment back within 2 years.
Now, the problem with this approach is liquidity. On the other hand, flipping is also a proven strategy so if you can wait 2-3 months before withdrawing your money in case something changes in your life, you should be fine.
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Old 02-15-2012, 02:29 AM   #44 (permalink)
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but if USD falls faster.....

For a guaranteed 15% in certain foreign currency I'd probably take it
In India you may get a guaranteed 8-8.5%
If you are going to go offshore emerging market's stock market is another.
I won't trust the currency of any country that is giving a 15% return, unless you trust the US currency even less.
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Old 02-15-2012, 02:39 AM   #45 (permalink)
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I have read through the thread and i see that no one has mentioned domain names yet. You could get an EMD .com that already gets traffic and earns some money parked at one of the parking companies. With the parking money you would be getting daily ROI and you still have a great domain name that you can sell or develop to make you even more money
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Old 02-15-2012, 03:29 AM   #46 (permalink)
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So I just checked out prosper, and if you live in California you need to be making 85k gross, or have 200k net worth to even invest on there.

Back to work...
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Old 02-15-2012, 05:29 AM   #47 (permalink)
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not sure if srs or trolling
what u talking about? teguh don't fuck around... he never joke like other faygets on wf.
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Old 02-15-2012, 06:12 AM   #48 (permalink)
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Originally Posted by faceblogger View Post
Open a fixed deposit in a south asian country bank, they would give you around 15% yearly interest for a one year FD. Money comes with no effort. Example - HSBC
Foreign currency exchange rates are already factored into that 15% - op could get seriously raped on exchange movements
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Old 02-15-2012, 08:26 AM   #49 (permalink)
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Lending club @ 19% return. If you signup under me I can give you tips. Just pm.
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Old 02-15-2012, 09:02 AM   #50 (permalink)
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Mutual Funds. You can choose your risk level, it's liquid (within 3 days), and your returns are between 4-15% depending on your risk tolerance. You make on dividends and interest. I usually just roll those profits back into the fund for MOAR profits.

You really need to speak with a certified financial advisor/planner and develop a real investment plan based on your goals and specific finances though.
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