What Health Insurance Do You Have? - WickedFire - Affiliate Marketing Forum

shawns · 05-05-2009, 10:32 AM

For those of you who do AM full-time, what health insurance plans are you using?

What's the average cost?

geekcognito · 05-05-2009, 10:43 AM

BC/BS PPO. Pretty sure it's the most comprehensive plan they have. I learned my lesson the hard way in my early 20s that the last place you want to be is under-insured.

andyt · 05-05-2009, 11:27 AM

I pay about $100 a month for united health care golden rule. The deductible is $2500 I think. I would like to get a HSA to pay for dentist and eye doctor visits, but I'm not sure which company is the best.

jdomaha · 05-05-2009, 12:31 PM

It's going to depend on how many are going to be on the policy and how old and how healthy they all are

shawns · 05-05-2009, 10:53 PM

Quote:

Originally Posted by jdomaha

It's going to depend on how many are going to be on the policy and how old and how healthy they all are

good point. just me for now. in my 20s, healthy.

Eventually there will be four of us on the plan.

Just found a $141/mo plan from Aetna using e-surance. Sound like a good rate for an individual?
Plan: PPO
Deductible:$0
Coinsurance 30%
Office Visit: $30

Quote:

Originally Posted by geekcognito

BC/BS PPO. Pretty sure it's the most comprehensive plan they have. I learned my lesson the hard way in my early 20s that the last place you want to be is under-insured.

Yeah, going full-time AM in about a month and don't want to be without insurance, def seen others get screwed

$5 Submissions · 05-05-2009, 11:08 PM

I've been doing AM since 2000. I have Blue Shield. I've moved to Asia and Blue Shield still covers me (through reimbursements). I pay over $500 monthly. Part of that is due to my age. I'm over 40 years old.

coolguy20 · 05-05-2009, 11:11 PM

I'm about to switch to switch to a new Aetna plan, but I've really liked them so far. They've always reimbursed me right on time and they've got pretty solid reviews.

jdomaha · 05-05-2009, 11:57 PM

The kicker is passing their physical. From what I've seen, insurers who aren't working with a large group will completely check you out for pre-existing conditions and so on. If you don't pass the tests, you don't get a preferred rate. You get the "You're fat and sick" rate, which is not a very good rate at all.

That's why it's nice to have a day job with medical benefits.

dably · 05-06-2009, 12:03 AM

Been doing IM for about a year now and haven't gotten around to getting health insurance.

cucaloco · 05-06-2009, 02:54 AM

I have Blue Cross. In 20's healthy. ~115/mo. With $25 per docs visit.

snow5 · 05-06-2009, 01:28 PM

Quote:

Originally Posted by $5 Submissions

I've been doing AM since 2000. I have Blue Shield. I've moved to Asia and Blue Shield still covers me (through reimbursements). I pay over $500 monthly. Part of that is due to my age. I'm over 40 years old.

Did you just notify them prior to moving to Asia? Is this a special plan or one of the regular ones? I have Blue Shield, am 40 and am paying $106 for $5000 deductible HSA plan. I'd like to move out for a bit and if Blue Shield will cover out of country that will be awesome.

Thanks.

Sonny Forelli · 05-06-2009, 01:37 PM

Anthem - PPO

Family coverage (1 child) - ~$650/month.

under 30

Mike619 · 05-06-2009, 02:37 PM

i got blue shield, family plan is like 1000 a year.

05-05-2009, 10:32 AM	#1 (permalink)
shawns Senior Member Join Date: Feb 2008 Location: Victoria, Canada Posts: 285 iTrader: 0 / 0%	What Health Insurance Do You Have? For those of you who do AM full-time, what health insurance plans are you using? What's the average cost? Share Share this post on Digg Del.icio.us Technorati Twitter __________________ "I'm Me... So Who You" @shawnsmith

05-05-2009, 10:43 AM	#2 (permalink)
geekcognito Join Date: Nov 2006 Location: Atlanta, GA Posts: 2,012 iTrader: 26 / 100%	BC/BS PPO. Pretty sure it's the most comprehensive plan they have. I learned my lesson the hard way in my early 20s that the last place you want to be is under-insured. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ "Never confuse movement with action." ~Ernest Hemingway "While you have lost some money, you have also gained some knowledge. So in the end you may have not lossed at all. Good luck bro." ~ Sumitdhawan09

05-05-2009, 11:27 AM	#3 (permalink)
andyt Senior Member Join Date: Dec 2006 Posts: 632 iTrader: 4 / 100%	I pay about $100 a month for united health care golden rule. The deductible is $2500 I think. I would like to get a HSA to pay for dentist and eye doctor visits, but I'm not sure which company is the best. Share Share this post on Digg Del.icio.us Technorati Twitter

05-05-2009, 12:31 PM	#4 (permalink)
jdomaha Senior Member Join Date: Oct 2007 Location: Omaha Posts: 731 iTrader: 8 / 100%	It's going to depend on how many are going to be on the policy and how old and how healthy they all are Share Share this post on Digg Del.icio.us Technorati Twitter

05-05-2009, 11:08 PM	#6 (permalink)
$5 Submissions Senior Member Join Date: Jun 2006 Location: Global Posts: 1,923 iTrader: 4 / 100%	I've been doing AM since 2000. I have Blue Shield. I've moved to Asia and Blue Shield still covers me (through reimbursements). I pay over $500 monthly. Part of that is due to my age. I'm over 40 years old. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ Income producing sites for sale

05-05-2009, 11:11 PM	#7 (permalink)
coolguy20 Senior Member Join Date: Sep 2008 Posts: 101 iTrader: 0 / 0%	I'm about to switch to switch to a new Aetna plan, but I've really liked them so far. They've always reimbursed me right on time and they've got pretty solid reviews. Share Share this post on Digg Del.icio.us Technorati Twitter

05-05-2009, 11:57 PM	#8 (permalink)
jdomaha Senior Member Join Date: Oct 2007 Location: Omaha Posts: 731 iTrader: 8 / 100%	The kicker is passing their physical. From what I've seen, insurers who aren't working with a large group will completely check you out for pre-existing conditions and so on. If you don't pass the tests, you don't get a preferred rate. You get the "You're fat and sick" rate, which is not a very good rate at all. That's why it's nice to have a day job with medical benefits. Share Share this post on Digg Del.icio.us Technorati Twitter

05-06-2009, 12:03 AM	#9 (permalink)
dably Senior Member Join Date: Apr 2009 Posts: 158 iTrader: 0 / 0%	Been doing IM for about a year now and haven't gotten around to getting health insurance. Share Share this post on Digg Del.icio.us Technorati Twitter

05-06-2009, 02:54 AM	#10 (permalink)
cucaloco Member Join Date: Mar 2009 Location: SoCal Posts: 96 iTrader: 0 / 0%	I have Blue Cross. In 20's healthy. ~115/mo. With $25 per docs visit. Share Share this post on Digg Del.icio.us Technorati Twitter

05-06-2009, 01:37 PM	#12 (permalink)
Sonny Forelli Senior Member Join Date: May 2008 Location: Liberty City Posts: 2,256 iTrader: 2 / 100%	Anthem - PPO Family coverage (1 child) - ~$650/month. under 30 Share Share this post on Digg Del.icio.us Technorati Twitter

05-06-2009, 02:37 PM	#13 (permalink)
Mike619 Banned Join Date: Dec 2006 Location: San Diego, CA Posts: 471 iTrader: 0 / 0%	i got blue shield, family plan is like 1000 a year. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ 遼寧人

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