Recommend A Bank Savings Account - WickedFire - Affiliate Marketing Forum

invisible777 · 02-09-2010, 06:21 PM

Apparently eTrade is selling all their savings accounts to DiscoverBank as of an email they sent out 2 hours ago, which means it's time for a new set of savings accounts.

Any recommendations? I was looking at ING or HSBC.

Dwight Schrute · 02-09-2010, 06:24 PM

I recommend FNBO Direct (https://www.fnbodirect.com/01d/html/en/)

Easy app process, easy to transfer funds, ATM card, etc.

PeerFly · 02-09-2010, 06:25 PM

Quote:

Originally Posted by Dwight Schrute

I recommend FNBO Direct (https://www.fnbodirect.com/01d/html/en/)

Easy app process, easy to transfer funds, ATM card, etc.

I'm likin' that 1.4%. Especially in this economy. Ever had any issues with them?

Dwight Schrute · 02-09-2010, 06:30 PM

Quote:

Originally Posted by PeerFly

I'm likin' that 1.4%. Especially in this economy. Ever had any issues with them?

Thankfully, to date - no issues. I've been with them for about a year since moving my accounts from ING Direct.

I make weekly transfers to them online with no hassles.

invisible777 · 02-09-2010, 06:31 PM

Quote:

Originally Posted by Dwight Schrute

Thankfully, to date - no issues. I've been with them for about a year since moving my accounts from ING Direct.

I make weekly transfers to them online with no hassles.

Dwight,

Any reasons you moved away from ING Direct? They seem to be my #1 right now.... just curious.

ThatSwissIMGuy · 02-09-2010, 06:34 PM

Charles Schwab has been great. Free incoming wires and good service.

I don't keep any cash in the acct though so not sure about rates.

PeerFly · 02-09-2010, 06:34 PM

Quote:

Originally Posted by invisible777

Dwight,

Any reasons you moved away from ING Direct? They seem to be my #1 right now.... just curious.

FNBO is 1.4%, looks like ING is 1.2%

Dwight Schrute · 02-09-2010, 06:37 PM

Quote:

Originally Posted by invisible777

Dwight,

Any reasons you moved away from ING Direct? They seem to be my #1 right now.... just curious.

I had a checking account at ING Direct along with several savings accounts. My Wamu account was feeding into my ING Direct checking (since there are very few ING Direct ATM's to make deposits at).

When I moved my accounts from Wamu, it caused a clusterfuck at ING Direct when an auto-debit tried to pull money from my checking at ING with backup funding at Wamu, thus hitting me with a $25.00 NSF fee.

I called ING Direct and calmly explained the situation, and how I had never had an NSF fee on ANY account, etc. and the customer service rep was a total asshole. I asked to speak to a Supervisor, who apologized, but said they didn't have the authority to wave a stupid $25.00 fee.

Long story short, they wouldn't budge and I said, "Fuck you guys. I referred all of my clients to you when I owned a mortgage company, and over $25.00 you're going to lose me as a client. Go fuck yourselves." and I closed all my accounts.

All this was MY fault, but the fact that they wouldn't try to help me pissed me off enough to change banks.

justo_tx · 02-09-2010, 06:38 PM

Quote:

Originally Posted by Dwight Schrute

I make weekly transfers to them online with no hassles.

How long between a transfer and funds availability? With my ING Direct account if I were transfer money today it wouldn't be available until sometime in 2012 after the angry mayan gods have destroyed the earth.

Dwight Schrute · 02-09-2010, 06:43 PM

Quote:

Originally Posted by justo_tx

How long between a transfer and funds availability? With my ING Direct account if I were transfer money today it wouldn't be available until sometime in 2012 after the angry mayan gods have destroyed the earth.

Yeah, I hear ya.. It's like 3 days with FNBO, if I'm not mistaken.

vinny lingo · 02-09-2010, 06:58 PM

I say go with someone local. Move Your Money

volknet · 02-09-2010, 07:07 PM

I personally have savings @ hsbcdirect and American Express Bank FSB - Online Savings Accounts & Online Bank Accounts - Both are good. Both I like.

andyt · 02-09-2010, 07:19 PM

Check out Digital Federal Credit Union (DCU): Personal & Business Banking Services They allow you to deposit checks from your computer/scanner at no cost, and they work with Quickbooks online.

Webwonder · 02-09-2010, 07:44 PM

Keep it in a shoebox mayne.

streets is watchin... ya dig?

high risk · 02-09-2010, 08:49 PM

Redneck Bank

4% rewards checking.. it's a real FDIC bank.

LotsOfZeros · 02-09-2010, 11:03 PM

Quote:

Originally Posted by andyt

They allow you to deposit checks from your computer/scanner at no cost

Holy shit!

Cakes! Cakes! Get in here! I found another use for that scanner of yours!

</bad joke>

Rajuthan · 02-10-2010, 12:54 AM

Quote:

Originally Posted by LotsOfZeros

Holy shit!

Cakes! Cakes! Get in here! I found another use for that scanner of yours!

</bad joke>

lolz

jtgoodgame · 02-10-2010, 01:01 AM

Im using ING and the rates are the best. It's also real easy to get high paying cd's and stuff.

AMagz · 02-10-2010, 01:39 AM

Interest Checking, High-Yield CD, No Penalty CD, Money Market & Savings Rates | Ally Bank

Desmond · 02-10-2010, 07:49 AM

I recommend USAA if your are in the military or a dependent. I can't say much about any other banks.

cheshire · 02-10-2010, 11:56 AM

Quote:

Originally Posted by Desmond

I recommend USAA if your are in the military or a dependent. I can't say much about any other banks.

I'm not even in the military and I use USAA checking & savings. The iphone app is sweet, deposit checks right from your iphone!

andyt · 02-10-2010, 01:30 PM

I would love to use USAA and I actually opened a checking account with them since they let me, but since I'm not an active or retired service member I'm not eligible to use the deposit at home feature on the iPhone - pretty crappy. Actually my dad was in the service, but he wasn't a USAA member afaik so I don't think I qualify.

pharmhand · 02-10-2010, 02:15 PM

If you're just looking to park cash in a liquid account, I recommend Alliant Credit Union.

2.0% completely liquid savings, kids.

LotsOfZeros · 02-10-2010, 04:02 PM

Quote:

Originally Posted by pharmhand

If you're just looking to park cash in a liquid account, I recommend Alliant Credit Union.

2.0% completely liquid savings, kids.

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

Any employee or member of a Qualifying Organization
Any person who lives or works in a qualifying Chicagoland Community
Any member of the Orphan Foundation of America
Any person related by blood or law to an existing member
Domestic partners of unmarried members

pharmhand · 02-10-2010, 04:23 PM

Quote:

Originally Posted by LotsOfZeros

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

Any employee or member of a Qualifying Organization
Any person who lives or works in a qualifying Chicagoland Community
Any member of the Orphan Foundation of America
Any person related by blood or law to an existing member
Domestic partners of unmarried members

It's been a while since I joined so I forgot about this. If you aren't already a member of one of those orgs, you can join a local PTA to become eligible. For instance, you can join the national PTA for $25. You don't need to renew your membership.

Their online transfers also seem fragile, so this may not be a good account if you need to move your monies in/out a lot.

AdvExtreamer · 02-10-2010, 11:18 PM

+1 for ING

or

Charles Schwab

eliquid · 02-11-2010, 10:44 AM

streets is watching, i keep mine in my desk..

02-09-2010, 06:21 PM	#1 (permalink)
invisible777 Senior Member Join Date: Jul 2007 Posts: 1,322 iTrader: 2 / 100%	Recommend A Bank Savings Account Apparently eTrade is selling all their savings accounts to DiscoverBank as of an email they sent out 2 hours ago, which means it's time for a new set of savings accounts. Any recommendations? I was looking at ING or HSBC. Share Share this post on Digg Del.icio.us Technorati Twitter

02-09-2010, 06:24 PM	#2 (permalink)
Dwight Schrute 100% Pure White Hat Join Date: Dec 2009 Location: Southern California Posts: 3,455 iTrader: 5 / 100%	I recommend FNBO Direct (https://www.fnbodirect.com/01d/html/en/) Easy app process, easy to transfer funds, ATM card, etc. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ "the only classes I did good in where english and business." - BlokBlok

02-09-2010, 06:34 PM	#6 (permalink)
ThatSwissIMGuy Senior Member Join Date: Jun 2009 Posts: 622 iTrader: 1 / 100%	Charles Schwab has been great. Free incoming wires and good service. I don't keep any cash in the acct though so not sure about rates. Share Share this post on Digg Del.icio.us Technorati Twitter

02-09-2010, 06:58 PM	#11 (permalink)
vinny lingo Banned Join Date: Jan 2008 Posts: 947 iTrader: 5 / 100%	I say go with someone local. Move Your Money Share Share this post on Digg Del.icio.us Technorati Twitter

02-09-2010, 07:07 PM	#12 (permalink)
volknet Jonathan Volk Join Date: Aug 2007 Posts: 633 iTrader: 0 / 0%	I personally have savings @ hsbcdirect and American Express Bank FSB - Online Savings Accounts & Online Bank Accounts - Both are good. Both I like. Share Share this post on Digg Del.icio.us Technorati Twitter __________________

02-09-2010, 07:19 PM	#13 (permalink)
andyt Senior Member Join Date: Dec 2006 Posts: 632 iTrader: 4 / 100%	Check out Digital Federal Credit Union (DCU): Personal & Business Banking Services They allow you to deposit checks from your computer/scanner at no cost, and they work with Quickbooks online. Share Share this post on Digg Del.icio.us Technorati Twitter

02-09-2010, 07:44 PM	#14 (permalink)
Webwonder Banned Join Date: Mar 2008 Location: Texas Posts: 1,247 iTrader: 0 / 0%	Keep it in a shoebox mayne. streets is watchin... ya dig? Share Share this post on Digg Del.icio.us Technorati Twitter

02-09-2010, 08:49 PM	#15 (permalink)
high risk game of global domination Join Date: Sep 2008 Location: US Posts: 527 iTrader: 2 / 100%	Redneck Bank 4% rewards checking.. it's a real FDIC bank. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ i accept contract killings for affiliates who try to defraud your offer or network. (or stop them before they do it, if that's more your speed. guaranteed.)

02-10-2010, 01:01 AM	#18 (permalink)
jtgoodgame Member Join Date: Jan 2010 Posts: 78 iTrader: 11 / 100%	Im using ING and the rates are the best. It's also real easy to get high paying cd's and stuff. Share Share this post on Digg Del.icio.us Technorati Twitter

02-10-2010, 01:39 AM	#19 (permalink)
AMagz Senior Member Join Date: Jun 2008 Location: Michigan Posts: 566 iTrader: 5 / 100%	Interest Checking, High-Yield CD, No Penalty CD, Money Market & Savings Rates \| Ally Bank Share Share this post on Digg Del.icio.us Technorati Twitter __________________

02-10-2010, 07:49 AM	#20 (permalink)
Desmond Junior Member Join Date: Feb 2010 Posts: 3 iTrader: 0 / 0%	I recommend USAA if your are in the military or a dependent. I can't say much about any other banks. Share Share this post on Digg Del.icio.us Technorati Twitter

02-10-2010, 01:30 PM	#22 (permalink)
andyt Senior Member Join Date: Dec 2006 Posts: 632 iTrader: 4 / 100%	I would love to use USAA and I actually opened a checking account with them since they let me, but since I'm not an active or retired service member I'm not eligible to use the deposit at home feature on the iPhone - pretty crappy. Actually my dad was in the service, but he wasn't a USAA member afaik so I don't think I qualify. Share Share this post on Digg Del.icio.us Technorati Twitter

02-10-2010, 02:15 PM	#23 (permalink)
pharmhand Member Join Date: Mar 2008 Location: Refreshing Stats Posts: 68 iTrader: 7 / 100%	If you're just looking to park cash in a liquid account, I recommend Alliant Credit Union. 2.0% completely liquid savings, kids. Share Share this post on Digg Del.icio.us Technorati Twitter

02-10-2010, 11:18 PM	#26 (permalink)
AdvExtreamer Senior Member Join Date: Oct 2008 Location: parent's basement, with hamster Posts: 429 iTrader: 0 / 0%	+1 for ING or Charles Schwab Share Share this post on Digg Del.icio.us Technorati Twitter

02-11-2010, 10:44 AM	#27 (permalink)
eliquid wut Join Date: May 2007 Posts: 4,846 iTrader: 61 / 100%	streets is watching, i keep mine in my desk.. Share Share this post on Digg Del.icio.us Technorati Twitter __________________ . . Order The Dirty Sanchez Now Spam and Quality Link Diversity Done Right

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