eliquid

Im looking to take some of my monies from affiliate marketing and looking to take $10k blocks of it and try some form of investing.

I've already talked to about 30 different estate planning/investment/brokers/banks/ etc type of people, but I wanted to know what some of you guys have done in real life with your money when it comes to taking chunks of it and investing it differently.

All these professionals all tell me something different, but here is what I have already done:

Life insurance ( both terms and whole )
Retirement set up
No debt
Asset protection methods in place
5 years of savings


So if you were doing well in affiliate marketing, but had 10k chunks of cash to invest or put back ( like in a CD, tax liens, money market, forex, bonds, etc ) what would you do?

I know 10k is not a lot, but I'm looking to take 10k and put into 1 investment, then 10k into another, etc.

__________________
.
.

BigWill

10k isn't really enough for anything. Should do 100k blocks

Sonny Forelli

mutual funds

$10k into a mid-risk fund
next $10k into an aggressive small cap fund
next $10k into an overseas emerging markets fund

I'd rinse/repeat for awhile. Then I'd personally look into the private equity space though a collective fund - and start tossing $10-20k chunks into a pot to fund say a $250k investment from the PE fund I was a member of to a conservative technology company in an area I knew something about (ie - the net/ecommerce)

eliquid

The blocks might not always be 10k per unique investment though.. for example:

1. 10k in investment A
2. 10k in investment B
3. 10k in investment C
4. 10k in investment B again ( total of 20k in B )

I'm not comfortable with plopping 100-200k chunks into things at the beginning, hence why I was going to do 10k chunks as I felt comfortable every week/month or so into things.

__________________
.
.

eliquid

That actually mimics some ideas I had in the past actually and sounds like an OK way to dip my toes into the investing world. Thanks for bringing it up

__________________
.
.

drew.clarke

Aminex - good share tip to spunk 10k on right now.

__________________
Digital Scales

The_Boss

forex. make a million a day or go broke.

ck256

An associate of mine's strategy was buying equity in small chunks in promising companies. His were more in the 25-100k areas and at the friends and family stage of funding, meaning he had a pretty good network of people with ideas.

It's risky, but one of the 25k chunks (about 200k total invested over different ventures) is hitting for close to 7 figures.

Just another idea for you. Traditional investments have tons of middle men with their hands out.

machinecontrol

For higher risk, leveraged ETFs for stock market sectors are the way to go, I've made a boatload of money these past 2 years from that.
Lower risk, bonds or commodities, I'm going for silver right now.

__________________
I'm giving away insanely profitable campaigns for $1

Compound

It all depends on your risk tolerance, with risk defined as your willingness to lose money.

For low risk, start with government bonds. You can buy them here: TreasuryDirect
These will yield you 0% - 5%. Principal is safe (i.e. you will not lose, except possibly to inflation).

For a bit more risk, take a look at corporate debt (both loans and bonds). Easiest way to get exposure here is through closed-end funds, which have many of the characteristics of mutual funds, but trade on an exchange like stocks.
Depending on what you go for, these will yield 5 - 10% (possibly more). Can also lose money.

For even more risk, take a look at stocks. You can buy individual stocks, exchange traded funds, or mutual funds. These last two provide some diversification, but the fees can get step, depending on who you deal with.
Depending on where you go, quite a bit more risk than the first two options, but you can also earn much higher returns if things go well.

If you want even more risk than stocks, you can venture into alternative assets (real estate, private equity, etc.).

You can hire one of the advisors you mention to do this all for you (or at least the first three options). Expect to pay 1%+ annually.

majorbta

This is precisely why I hired a good financial planner. You tell them how much cash you want to keep on hand and what your tolerance for risk. They doe the rest.

I've gotten to the point where I realize what I am good at and what I have time for, then I hire/outsource the rest. Hiring a financial planner was one of the best things I ever did. Asset management fees for me include tax planning and filing. When you look around and get someone good, the fees are totally worth it. At least for me they have been.

__________________
Follow me on Twitter

patrick24601

It is very hard to find a financial planner not on the take. Most financial planners are part of an investment firm. They have no choice but to recommend funds that their company manages.

Look for a fee-based independent financial planner. You pay him/her directly and they are willing and able to recommend investments from a variety of sources.

You might start here http://www.napfa.org/

ck256

Good is pretty subjective in the asset management context isn't it? I mean, is good beating the S&P year over year or just matching it? Getting more than 50% return on your money over the benchmark?

When those things happen, the people running the funds can name their price and generally only deal with really big fish (like tens or hundreds of millions).

All the rest of the asset management people/providers just have a tiny bit more knowledge in investments, and all the rest is in marketing where they use their soft skills to convince their clients that they are "good". The truly good people are well compensated and rise (and fall) very quickly, most of the time due to luck.

Sorry, just the way it is, I've been on the inside of the investment industry over 10 years, and that's my perspective.

eliquid

This is solid. My biggest concern has been so far all these professionals have some take. When I walk in my bank to do ANYTHING, the investment rep there makes sure to step out of his office to soft sell me on buying their annuities and other company owned assets. Even the teller pushes me into their CD's and crap.

When I go to my CPA, she has someone come in from the "investment" side to try to sell me, even my estate planning attorney was in the loop and was getting people to talk to me.

I know Wickedfire is not an investment forum or legal forum.. but I just wanted to get a feel for what other people have been doing, that DONT have an inside interest to what they selling me.

__________________
.
.

rogerd

Buy physical gold & silver!

__________________

• i <3 stats and so will you.
• Starting to loose track of all the websites you've got? Here's the solution: http://domainlab101.com/

xentech

Ask on investment forum?

Fix1111

Tax free bonds. Take your existing plan, add 10 million in tax free bonds, you win.

Unarmed Gunman

We are almost assuredly going to see considerable inflation in the very near future due to the loosening of the money supply so I would take a good chunk of that and buy real tangible assets as well.

__________________

Adam~

Put 10k into www.sportarbs.com and make about 5k in 42 days.

ap121

Do they have an aff program?

__________________
Got gaming offers?? PM me.

fixie

He posted his referral link and you didn't noticed it?

It's a company registered in panama, there is no community forum, no support phone and testimonials are fake. Don't sell bullshit to bullshitters.

__________________
psd to html/css or wordpress?

Adam~

I beg to differ. I made 45% ROI on an investment I placed 42 days ago, and so did the hundreds of other people that have been paid here: SportArbs - sportarbs.com - Talkgold HYIP, Investment & Money Forum

The concept behind it is legit - I used to do arbs and matched betting on sports myself.

Yeah they are a high risk investment HYIP and may vanish at some point (like anything) but I can promise you, right now they are paying...

canucksfan19

Real Estate?

erisch

tl;dr

1. learn forex on babypips.com
2. carry trade:

pick a currency pair like AUD/JPY. Once every day either increase your position or close it based on whether your average position is up (close) or more than 100 pips down (increase by 1%).

3. Profit!

I'm up 50% since end of october by doing this. And my net asset value has been increasing gradually with a nice curve.

__________________
International affiliate? Sign up here if you don't want to worry about cashflow again!

eliquid

Im also looking at real estate as well, but I dont see too many options at 10k a pop unless I do tax liens/REITs/etc or some other really creative things. Is this what your suggesting?

Im thinking trad. Real Estate investing is more of the 100-200k pop at one time.

__________________
.
.

eliquid

I have done a little forex in my time, I might actually pick this back up along with options.

__________________
.
.

ap121

I did notice & thts why I used ":smilie weihn winki:".

__________________
Got gaming offers?? PM me.

megatabbers

This and real estate (cash-flowing foreclosures or "steals")

__________________
"I have always believed that writing advertisements is the second most profitable form of writing," said BBDO Chairman Philip Dusenberry. "The first, of course, is ransom notes."

Fix1111

Rogerg/Mega -- any suggestions on where to buy physical gold and silver? With inflation likely to come down the pike soon, was thinking about getting my hands on some.... Would love any input on where/how to buy.

EricVorheese

+rep for recommending babypips

__________________
Money frees you from having to do things you don't like. Since I dislike doing nearly everything, money is handy.

bigwavesurfer

Personal Loans & Investing with Peer Lending - Lending Club. peer to peer lending has stable returns with pretty decent interest rates. also fuck mutual funds, they gouge you with fees. if you're going to go that route i'd recommend an index fund. otherwise just go long on fundamentally solid underpriced businesses. sometimes its better to sit on cash until you can find an investment that'll pump out a solid consistent return.

__________________
...one day I will rule candyland with an ironfist.

HairyHun

One you have about a Mill, you can get a good private wealth management company.

I know one very well. They are really good at what they do. They rode out the last market crisis VERY comfortable. They usually require a minimum of 1 Mill, but I might be able to get you in at lower.

PM me if interested

HH

Peter

SuperKC

Most investments are scams; otherwise why would they need your money. You could invest in stocks, aka mutual funds, but as your buying in, someone else is smart enough to be selling out, so one of you is already wrong. Be smart, if your doing well in affiliate marketing then take that $10k and invest it into yourself, grow your business, and control your money with your own hands. No free lunches, do it yourself.

eVandals

You have to be one of the dumbest motherfuckers I've ever seen post here.

__________________

Andrew Scherer

^ LOOL

__________________

productionhead

__________________
http://i.imgur.com/TzaaG.png

eliquid

damn

__________________
.
.

farking

you're full of retarded.

Karnul

For 10k - buy something you can hold in your hands. A watch, coins, gems -- more fun than paper assets.

bigDH

You can do a lot these days with 10k, you just have to think "outside" of the box. Don't think what everyone else is thinking, or else you will get the same results as everyone else.

10k can start a small business which can make six figures if you know what you are doing. Also you can find a lot of nice investments for that price, so don't rush yourself and look around for that golden opportunity. I hope this posts helps you out man.

EricVorheese

SuperKC Jr right here.



Good job on trying to seem smart but not actually giving out a single, concrete example of what the OP could do.

Really? Next thing I know, you're gonna tell us that water is wet and air is invisible.

__________________
Money frees you from having to do things you don't like. Since I dislike doing nearly everything, money is handy.

consigliere

buy silver and firearms

__________________

banana ads
blog
twitter
upto20.com - hire people to do marketing stuff for cheap

snavr

I know it's out of your investment range but if you do get into real estate, think four-plexes or commercial property. Much better bang for your buck than the traditional "single dwelling rental property".

And with commercial you want to be leasing to doctors, lawyers ... not manufacturers or restaurants/entertainment places that earn little and pay little.