Recommendations for a Credit Card? - WickedFire - Affiliate Marketing Forum

pfgannon · 03-01-2007, 05:27 PM

I'm going to be applying for my first credit card today and I'd like to hear some recommendations.
Cash back, low rates, no annual fee are all a plus but I won't be making my decision based on just those features.

So any recommendations?

cyberworkspace · 03-01-2007, 05:41 PM

american express centurion

ExEnigma · 03-01-2007, 05:43 PM

Take what you can get. My first credit card had zero annual fee, the APR was somewhere between 15-20% and my limit was like $750. Get it, use it, pay it off. And then go back with a good track record so you can barter.

Ex

joe · 03-01-2007, 05:47 PM

AMEX Blue is a good card, and was my first.

michaeln · 03-01-2007, 06:30 PM

I like the citi credit cards for the rewards program. If not the citi cards, then I'd probably go with an AMEX product.

xboxundone · 03-01-2007, 07:26 PM

AMEX is the BEST all other will put a tight limit on you.

NYDAz · 03-01-2007, 07:28 PM

Mondo Mastercard

cyberkiller · 03-01-2007, 07:41 PM

amex blue cash

dastuff · 03-01-2007, 07:54 PM

Quote:

Originally Posted by xboxundone

AMEX is the BEST all other will put a tight limit on you.

Ever think that if it's your first card you may want a tight limit...

And we wonder why so many Americans are in credit card debt.

Andrew · 03-01-2007, 09:21 PM

Make sure you get an LLC or corp so that it doesn't influence your personal credit rating (or may be you want it to)

pfgannon · 03-02-2007, 12:27 AM

Quote:

Originally Posted by Andrew

Make sure you get an LLC or corp so that it doesn't influence your personal credit rating (or may be you want it to)

Ya I need to build credit.

ScottDaMan · 03-02-2007, 12:36 AM

Yep. Amex Blue here as well. I have them all but I recommend the Blue card. Awesome.

ScottDaMan · 03-02-2007, 12:38 AM

BTW, LLC or Corp, for the most part, when I register a business credit card, they still get my personal SSN. So if you let your business debt get out of hand and you fall behind, it will still effect you. Someone is always responsible in the end.

ToddW · 03-02-2007, 12:56 AM

Quote:

Originally Posted by ScottDaMan

BTW, LLC or Corp, for the most part, when I register a business credit card, they still get my personal SSN. So if you let your business debt get out of hand and you fall behind, it will still effect you. Someone is always responsible in the end.

"Business Cards" are different than corporate cards just like business "cell phone accounts" are different than corporate cell phone accounts

smaxor · 03-02-2007, 01:00 AM

Being as I pay off my CC every month there's two things I look for:

1. Points, I love free stuff
2. No Annual Fees

I have a card with AMTRUST that's like 9% fixed interest rate, you get world points to use on all types for free stuff from tv's to travel, and no annual fee.

agua · 03-02-2007, 01:51 AM

Wow - an affiliate forum and no affiliate links to Credit Card Offers!!!!

pfgannon · 03-02-2007, 08:39 AM

Quote:

Originally Posted by agua

Wow - an affiliate forum and no affiliate links to Credit Card Offers!!!!

Ya I was at least expecting a couple.
So I applied for AMEX Blue, now I just need to hope I get accepted.

shokthx · 03-02-2007, 09:27 AM

AMEX Blue is great but AMEX is not as universally accepted. I still wonder why AMEX keeps trying to get me to pay for a regular AMEX card when blue is free.

You should try to get a Visa Platinum also. Handy for travel insurance and car rental insurance plus more universally accepted.

Just make sure you pay the card off every month and do not get behind on the balance-it can happen soooo easy.

Best way to get a card is to make a ton of money and put it in a bank. That bank will know you are a good credit risk and give you great offers on the card.

Bluesaga · 03-02-2007, 09:29 AM

Not sure what its like in the US but the Paypal credit card (Home) gave me a pretty nice limit and 9months interest free

CLKeenan · 03-02-2007, 10:19 AM

I just got accepted for the AMEX Blue card with a $3000 credit line

Jdog · 03-02-2007, 07:30 PM

citibank premier pass = high limit and then switch it to whatever you want.

Diorex · 03-02-2007, 07:48 PM

My Amex has bought me a ton of cool shit...

I am flying 5 people first class to Brazil next month for free....I really enjoy my 50 inch plasma, a few computers, $200 gift certificates to Morton's get used all the time....

03-01-2007, 05:41 PM	#2 (permalink)
cyberworkspace Beat Me @ MyStockBet.com Join Date: Feb 2007 Posts: 400 iTrader: (1)	american express centurion __________________ Make money playing against me @ My Daily Stock Market Bet. Or just visit thecoolestblogontheplanet.com. Or have fun with Chuck Norris Jokes.

03-01-2007, 07:26 PM	#6 (permalink)
xboxundone Member Join Date: Sep 2006 Posts: 82 iTrader: (0)	AMEX is the BEST all other will put a tight limit on you. __________________ CPA Affiliates Get Tips and Info on Best Paying CPA Networks. Top 5 CPA Networks

03-01-2007, 07:28 PM	#7 (permalink)
NYDAz Senior Member Join Date: Jan 2007 Location: Sin City Posts: 220 iTrader: (0)	Mondo Mastercard __________________ Baby blanket They don't do it like me anymore, in fact they never did it like me before !

03-02-2007, 09:27 AM	#18 (permalink)
shokthx Senior Member Join Date: Jun 2006 Posts: 182 iTrader: (0)	AMEX Blue is great but AMEX is not as universally accepted. I still wonder why AMEX keeps trying to get me to pay for a regular AMEX card when blue is free. You should try to get a Visa Platinum also. Handy for travel insurance and car rental insurance plus more universally accepted. Just make sure you pay the card off every month and do not get behind on the balance-it can happen soooo easy. Best way to get a card is to make a ton of money and put it in a bank. That bank will know you are a good credit risk and give you great offers on the card. __________________ shokthx NicheBOT Tour Page for $1 Trial Offer Web Marketing and Development TemplateADay.com Free Template a Day

03-02-2007, 10:19 AM	#20 (permalink)
CLKeenan Join Date: Jun 2006 Posts: 1,013 iTrader: (0)	I just got accepted for the AMEX Blue card with a $3000 credit line __________________ Please Digg For Me - Free Online Education Resources Help Students Prepare for Spring AP Exam

03-01-2007, 05:43 PM	#3 (permalink)
ExEnigma Senior Member Join Date: Nov 2006 Posts: 104 iTrader: (0)	Take what you can get. My first credit card had zero annual fee, the APR was somewhere between 15-20% and my limit was like $750. Get it, use it, pay it off. And then go back with a good track record so you can barter. Ex

03-01-2007, 05:47 PM	#4 (permalink)
joe Join Date: Jun 2006 Location: Charlotte Posts: 1,710 iTrader: (0)	AMEX Blue is a good card, and was my first.

03-01-2007, 06:30 PM	#5 (permalink)
michaeln Junior Member Join Date: Jun 2006 Posts: 8 iTrader: (0)	I like the citi credit cards for the rewards program. If not the citi cards, then I'd probably go with an AMEX product.

03-01-2007, 07:41 PM	#8 (permalink)
cyberkiller Senior Member Join Date: Jul 2006 Posts: 106 iTrader: (0)	amex blue cash

03-01-2007, 09:21 PM	#10 (permalink)
Andrew Join Date: Jun 2006 Posts: 1,989 iTrader: (0)	Make sure you get an LLC or corp so that it doesn't influence your personal credit rating (or may be you want it to)

03-02-2007, 12:36 AM	#12 (permalink)
ScottDaMan Senior Member Join Date: Mar 2007 Posts: 946 iTrader: (2)	Yep. Amex Blue here as well. I have them all but I recommend the Blue card. Awesome.

03-02-2007, 12:38 AM	#13 (permalink)
ScottDaMan Senior Member Join Date: Mar 2007 Posts: 946 iTrader: (2)	BTW, LLC or Corp, for the most part, when I register a business credit card, they still get my personal SSN. So if you let your business debt get out of hand and you fall behind, it will still effect you. Someone is always responsible in the end.

03-02-2007, 01:00 AM	#15 (permalink)
smaxor Join Date: Oct 2006 Location: San Diego Posts: 1,197 iTrader: (1)	Being as I pay off my CC every month there's two things I look for: 1. Points, I love free stuff 2. No Annual Fees I have a card with AMTRUST that's like 9% fixed interest rate, you get world points to use on all types for free stuff from tv's to travel, and no annual fee.

03-02-2007, 01:51 AM	#16 (permalink)
agua Senior Member Join Date: Jun 2006 Posts: 340 iTrader: (3)	Wow - an affiliate forum and no affiliate links to Credit Card Offers!!!!

03-02-2007, 09:29 AM	#19 (permalink)
Bluesaga Member Join Date: Jan 2007 Posts: 99 iTrader: (0)	Not sure what its like in the US but the Paypal credit card (Home) gave me a pretty nice limit and 9months interest free

03-02-2007, 07:30 PM	#21 (permalink)
Jdog Join Date: Aug 2006 Location: Phoenix Posts: 4,307 iTrader: (1)	citibank premier pass = high limit and then switch it to whatever you want. __________________ Copeac Rocks! Bluehat SEO Must Read!

03-02-2007, 07:48 PM	#22 (permalink)
Diorex Chasing the long tail Join Date: Dec 2006 Location: Tejas Posts: 347 iTrader: (0)	My Amex has bought me a ton of cool shit... I am flying 5 people first class to Brazil next month for free....I really enjoy my 50 inch plasma, a few computers, $200 gift certificates to Morton's get used all the time.... __________________ Diorex.com

03-02-2007, 08:24 PM	#23 (permalink)
LazyD Hick Pride Bitches &n