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Old 02-24-2012, 07:26 PM   #51
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Victoria / Montreal = flooded with hipsters. Avoid if you're not the type to buy a 6$ coffee and sit at Starbucks with your Macbook for 2 hours while scoping out the newest "unknown" bands.
Why do you have to be downtown in the seedy places and at the hipster hangouts?

I live on top of a mountain far away from the bullshit in my own little word and there is nothing like it. I think it snowed twice this year...

and because no one here knows how to drive, we all get days off work when there is 2cm of snow
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Old 02-24-2012, 07:30 PM   #52
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Old 02-24-2012, 07:48 PM   #53
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I only mentioned that because I heard Canada has very high taxes and that I am OK with paying 30-35%. I don't worry about paying my taxes.. I mean I am not exactly looking for a Tax Haven..

Hmmmm.... Kelowna BC is the place to be. Set yourself up right and taxes are not a problem. Corporations pay just 17% tax on the first $300,000 and as long as you only pay yourself in dividends for personal cash, say $35,000 or $70,000 per couple then that is all tax free. If you are over the $300 k per year mark then set up a second corp in Belize for that.
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Old 02-24-2012, 07:56 PM   #54
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Old 02-24-2012, 08:21 PM   #55
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Why do you have to be downtown in the seedy places and at the hipster hangouts?

I live on top of a mountain far away from the bullshit in my own little word and there is nothing like it. I think it snowed twice this year...

and because no one here knows how to drive, we all get days off work when there is 2cm of snow
Downtown ain't too bad here in victoria anyway and there are an insane amount of girls. You and I must be the only two here in Vic?
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Old 02-24-2012, 08:34 PM   #56
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Downtown ain't too bad here in victoria anyway and there are an insane amount of girls. You and I must be the only two here in Vic?
I lived in Vic. Just left in December and moved to Mexico (Cabo). Adam Steele is from Vic as well but now lives in Vancouver I believe.
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Old 02-24-2012, 08:52 PM   #57
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I'm from Burnaby but lived for quite a few years in Victoria as well. I prefer Vancouver over Vic any day.. so im not disagreeing with you there.

But Wreck beach at UBC? Really dude? Isn't that where all the 50 year olds go hangout naked together?

Rent would not be <$1,500. I'm talking about getting something nice, and large. Not a 500 sq foot 1 BR/1 BA apartment.. If you want a house, if I remember correctly it was like $2,000+ a fucking month..

And public transportation? Lets be honest, nobody wants to take the bus/skytrain everywhere. At least I dont.
Haha, when I go in the summer I see a ton of Australians and university students. I could be wrong. But 500 sq foot 1 BR is definitely not $1500.
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Old 02-24-2012, 09:01 PM   #58
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Meh, I've seen worse. Been in California for the last few years, and the women here are horrible. They seem to believe that they are all celebrities simply because they live in California.. "oh my gawd I'm a cali girl" lol fags ...
lol, it's kinda true. I grew up in SoCal and when I was a kid it wasn't like that. But by the time I was in my 20's it changed. The problem is that so many people in SoCal came from flyover country and think they are now living in some kind of Bay Watch episode. The few SoCal natives I know aren't like that at all since it is just normal to them to be from/live in that area.
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Old 02-24-2012, 09:08 PM   #59
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BA #1

Amsterdam not even included?

London not included?

Tokyo not included?

then barcelona, sydney, paris, LA, miami

that list is just lol...

my choice would be Europe - The Netherlands/Belgium/Luxemburg/Switzerland//Denmark/Austria.

Crime rates aren't even comperable to the US. Education is like 4x-5x better. Fucking hot women. You are at the center of Europe and can travel all over the place. Except in Austria virtually everyone speaks English pretty well. But you'll be fine in Austria too. In the Netherlands people will talk to you only in English if you aren't dutch.

Outdoors in those countries is fucking awesome. Lot's of culture activity too. Not the absoulute top nightlife except in the The Netherlands which IMO is the best clubbing place in the world. But you'll be fine in the other countries too. oh... and did i mention FUCKING HOT WOMEN?
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Old 02-24-2012, 09:11 PM   #60
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If you're actually going to move to Canada, forget about places like Toronto, Vancouver, Calgary, etc... Move to somewhere good, like Banff:







Grab yourself a season ski pass at one of the three mountains that are in your backyard, bust your ass working, and take 2 or 3 days a week off to ski the hills. Great life!

Best part is, it's no more expensive than living in downtown Vancouver, and if anything, probably cheaper.
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Old 02-24-2012, 09:24 PM   #61
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BA #1

Amsterdam not even included?

London not included?

Tokyo not included?

then barcelona, sydney, paris, LA, miami

that list is just lol...
Berlin has a photo of a bunch of boring Germans sitting in a stuffy restaurant. lol list is lol. A top 10 list isn't really possible, would need to be a top 20 or 30 at least. Try adding Bangkok and Koh Samui in Thailand, half a dozen Greek islands, several cities in Mexico, Jakarta, New Orleans (wtf, the biggest drunk flasher show on earth how do they even...), and many more
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Old 02-24-2012, 09:51 PM   #62
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Living in Toronto right now and loving it. Its expensive, but if you're willing to work hard there's great opportunity here.
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Old 02-24-2012, 10:30 PM   #63
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Canada's economy will actually get hit harder than the US because of their ridiculous real estate bubble that never popped.

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Crime rates aren't even comperable to the US. Education is like 4x-5x better. Fucking hot women. You are at the center of Europe and can travel all over the place. Except in Austria virtually everyone speaks English pretty well. But you'll be fine in Austria too. In the Netherlands people will talk to you only in English if you aren't dutch.
Europe is fucked too. I'm actually going to invest in TASR because I predict increased exports of their stun guns to Europe's police.
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Old 02-24-2012, 10:46 PM   #64
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Canada's economy will actually get hit harder than the US because of their ridiculous real estate bubble that never popped.
This is what concerns me a bit after seeing you all talk about the real estate price in Toronto, Vancouver... When real estate prices become too hot just when there was a real-estate apocalypse in your neighborhood, then there is something behind that.. When did this crazy prices start?
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Old 02-24-2012, 11:06 PM   #65
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Old 02-24-2012, 11:20 PM   #66
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This is what concerns me a bit after seeing you all talk about the real estate price in Toronto, Vancouver... When real estate prices become too hot just when there was a real-estate apocalypse in your neighborhood, then there is something behind that.. When did this crazy prices start?
Don't worry about that. Canadian banks are heavily regulated, and they don't just hand out mortgages to any asshole who has a job at KFC. There's some worry about how much foreign money is being used to purchase property, but that's about it. The prices are there because of the demand, and wouldn't worry about a bubble too much.
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Old 02-24-2012, 11:34 PM   #67
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It's funny how everyone who says Europe is fucked are the ones who don't actually live there.

Europe has some fucking awesome places to live and doesnt come even close to how 'fucked' the US is at the moment. Europe isn't perfect, it's far from it.... but Europe encompasses such a large area of completely different cultures, to say it's all fucked is a rediculous generalisation.

Ps. I'd love to live in Canada, everyone i know from there are so chilled out. Cold weather doesnt bother me, its not exactly hot where i live atm anyway. Also, fucking GREAT scenery...... a log cabin out in the middle of nowhere would suit me fine - although the lack of internet connection would be a major issue!
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Old 02-24-2012, 11:55 PM   #68
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It's funny how everyone who says Europe is fucked are the ones who don't actually live there.

Europe has some fucking awesome places to live and doesnt come even close to how 'fucked' the US is at the moment. Europe isn't perfect, it's far from it.... but Europe encompasses such a large area of completely different cultures, to say it's all fucked is a rediculous generalisation.

Ps. I'd love to live in Canada, everyone i know from there are so chilled out. Cold weather doesnt bother me, its not exactly hot where i live atm anyway. Also, fucking GREAT scenery...... a log cabin out in the middle of nowhere would suit me fine - although the lack of internet connection would be a major issue!
A Log cabin in the middle of nowhere with Internet and lots of guns is what I a thinking...
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Old 02-25-2012, 12:02 AM   #69
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I had a 48% combined marginal income tax rate when I lived in Quebec. Then there was 13.5% sales tax on most things. Fuck that. They spend a lot of money on social shit and bloated inefficient public unions. They sure as hell don't spend it on things like fixing the roads and bridges in Montreal, that shit is 3rd world.
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Old 02-25-2012, 07:58 AM   #70
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Lived downtown Vancouver, the West End and then Yaletown, for 12+ years before I moved to the south of Spain where I've been living now for 7 1/2 years.

If you're an internet marketer then you really don't need to make your decisions on where to live based on normal social economical factors. Move to some place with nice weather and pretty girls. You shouldn't be bothered about local economies and unemployment and housing bubbles and all the bullshit normal 9 to 5 stiffs worry about, unless it's something you want to exploit or have family concerns like where to send your kids to school and whatnot.

Obviously there are some crime ridden shit holes in Europe to avoid but even with the economy and unemployment in the crapper, it's still lovely here in Spain. 300+ days of sunshine, beautiful scenery, pretty girls, a hopping tourist/party season, cheap housing, and cheap flights to other places in Europe. Despite the bleak job prospects for a lot of people, there's still no end to the business opportunities here if you know where to look.

We're moving the 1st of April from our apartment in an urbanization that is a bit rural and removed from everything to a 2 story villa with an outdoor courtyard and grass yard in a nearby town close to shops, restaurants and beach bars. Rent is €750. You can easily get into a brand new furnished 1000 sq ft 2-3 bedroom apartment here for €600ish.
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Old 02-25-2012, 11:13 AM   #71
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Seeing that Europe is fucked, and seeing that so many of you wanna flee the US, Canada sounds pretty good. You never hear about Canada for any wrong reasons..
Europe ain't fucked. Greece is fucked.
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Old 02-25-2012, 11:34 AM   #72
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Why is Europe fucked? And why does it matter to you (you do IM right)?

I'm looking to relocate to Malta for a while, anyone lived/living there?
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Old 02-25-2012, 11:37 AM   #73
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We're moving the 1st of April from our apartment in an urbanization that is a bit rural and removed from everything to a 2 story villa with an outdoor courtyard and grass yard in a nearby town close to shops, restaurants and beach bars. Rent is 750. You can easily get into a brand new furnished 1000 sq ft 2-3 bedroom apartment here for 600ish.
Sounds good. What town/city you in? How do you do your taxes in Spain? I hear it's not very "business friendly"... or just get private health insurance and don't pay any taxes at all?

Don't answer if you don't feel like, lol. Just curious.
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Old 02-25-2012, 11:46 AM   #74
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I'm looking to relocate to Malta for a while, anyone lived/living there?
Yep, for about 6 months. Great little island, but after about 4 - 6 months you'll be itching to get off, and that's assuming you're keeping yourself busy with full time work. Met loads of people planning to stay there long-term (ie. many years), but everyone always left within 6 - 12 months, myself included.

Great little place though, and well worth the experience.
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Old 02-25-2012, 12:12 PM   #75
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Europe ain't fucked. Greece is fucked.
No, Greece just happens to the first to crumble. Germany is taking over all of Europe before the end of this this year.

Economy is important because I don't want my neighbors to cut my throat :-)
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Old 02-25-2012, 12:20 PM   #76
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Yep, for about 6 months. Great little island, but after about 4 - 6 months you'll be itching to get off, and that's assuming you're keeping yourself busy with full time work. Met loads of people planning to stay there long-term (ie. many years), but everyone always left within 6 - 12 months, myself included.

Great little place though, and well worth the experience.
Awesome. I'm only looking to stay there for around half a year and set up a company for tax purposes. Probably hit up Cyprus, some of the Greek islands, Spain, Italy and Croatia later on (not in that order lol).

Why did you choose to settle down in Thailand?

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Originally Posted by blogspotter View Post
Economy is important because I don't want my neighbors to cut my throat :-)
Have you ever been to Europe? It's pretty safe here, believe me. Not saying that you gotta go EU or anything, just that it's not as bad as you think. I'd love to spend a few years living in Canada myself.
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Old 02-25-2012, 12:34 PM   #77
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Awesome. I'm only looking to stay there for around half a year and set up a company for tax purposes. Probably hit up Cyprus, some of the Greek islands, Spain, Italy and Croatia later on (not in that order lol).

Why did you choose to settle down in Thailand?



Have you ever been to Europe? It's pretty safe here, believe me. Not saying that you gotta go EU or anything, just that it's not as bad as you think. I'd love to spend a few years living in Canada myself.
I was just kidding... I know it is pretty safe... I just feel that if the economy gets worse, they will become pretty xenophobic... Also immigrating is not easy to Europe, or at least I haven't really looked at it. And then there is the Language barrier...
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Old 02-25-2012, 01:02 PM   #78
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Awesome. I'm only looking to stay there for around half a year and set up a company for tax purposes. Probably hit up Cyprus, some of the Greek islands, Spain, Italy and Croatia later on (not in that order lol).
Ohhh, you're perfect then. Malta's great in the way that, it's somewhat an escape from the real world. Small island, everyone is friendly, peaceful, excellent party atmosphere, it's a huge hub for international students learning English so meeting people is no problem, there's some excellent scenery, etc. After a few months though the novelty wears off, and you become bored out of your mind. Again, great for 6 months, and well worth the experience.

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Old 02-25-2012, 05:58 PM   #79
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I'm looking to relocate to Malta for a while, anyone lived/living there?
Malta is an online gaming licensing jurisdiction and as such I have friends currently living there as well as friends who've been the obligatory 1-2 years and who've moved on. I just had one of my best friends from Vancouver come visit me for two weeks here in Spain with his Swedish girlfriend. She went back to Stockholm earlier this week and and he's just arrived back in Malta tonight. It's a small world.

As Kiopa said, they all rather enjoyed or are enjoying the experience, but they all moved on or will most certainly move on within 1-2 years.

Malta doesn't tend to be the first choice I hear when people talk about opening offshore businesses (other than gaming). Any reason why you chose that over places like Gibraltar, Cyprus, Ireland, Central America, the Caribbean, etc.?

Just curious
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Old 02-25-2012, 08:15 PM   #80
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And then there is the Language barrier...
It is vertually non existent. If you take out Germany/Austria, France and Italy(you will find shitloads of people who talk English there too) about 90% of the population of Europe(EU) has excellent command of English. The culture is different though everywhere across Europe and after the initial culture shock, I think everyone understands that this is how it is supposed human relationships to be.

Immigrating is easy, some work to do but not a big hassle. Assuming you are US/CA/AU/NZ ofc. Otherwise it's really big trouble to get a permanent residency.

If you are american you will not be look too good upon in France though and to a certain point in Italy.
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Old 02-25-2012, 10:30 PM   #81
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Hmmmm.... Kelowna BC is the place to be. Set yourself up right and taxes are not a problem. Corporations pay just 17% tax on the first $300,000 and as long as you only pay yourself in dividends for personal cash, say $35,000 or $70,000 per couple then that is all tax free. If you are over the $300 k per year mark then set up a second corp in Belize for that.
I'm also from Kelowna. The only problem with this approach is that you're not officially reporting income to the Canadian government, which can cause problems if you're applying for car loans/mortgages/etc am I right? Because dividends don't count as earnings.
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Old 02-25-2012, 11:06 PM   #82
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...
Why did you choose to settle down in Thailand?...
Yeah, Kiopa_Matt, I'm wondering the same thing. I've been living in Thailand for 10 years now and plan to never go back to the U.S. But although I visited a lot of other places in the world I did not live there long term like you did.

I guess one obvious reason Thailand>Malta long term is that it's not an island where you will eventually get bored - so much to do in the country and in the region. But curious about your other comparisons.
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Old 02-25-2012, 11:35 PM   #83
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I'm also from Kelowna. The only problem with this approach is that you're not officially reporting income to the Canadian government, which can cause problems if you're applying for car loans/mortgages/etc am I right? Because dividends don't count as earnings.
Not sure about Canada, but Dividends sure is an "Earning" or an "Income". It just isn't taxed or taxed at a much lower rate in most of the countries. The Income head will be dividend income in your tax filing that is all. That is how most the Billionnaires and multi millionnaires have a lower tax rate even in the US.. eg: Mitt Romney (see: What's in Mitt Romney's tax return - Jan. 24, 2012)
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Old 02-26-2012, 12:07 AM   #84
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Yeah, Kiopa_Matt, I'm wondering the same thing
Ummm, wasn't a conscious decision, actually. My dad used to work for Exxon (now retired), and was on an overseas assignment in Malaysia for a few years. I was sitting in Canada, getting a little bored and restless in the city, so booked a 5 week trip out to visit my parents. This was my 3rd or 4th trip to Asia, so I knew my way around a bit. That trip was back in 2009, and I still haven't made it back to Canada.

If I wasn't tied down, and had no strings, I highly doubt I'd be living here though. I've been all over the world, and there's definitely better places out there. Nonetheless, this is where the winds of life blew me, and where I've settled, and I'm happy to call this place home. And after settling here, and getting over all the phases of culture shock, I just can't see myself going back to a luxury condo in the downtown of some metropolis though. I'm happy here.

You know, I enjoy knowing and getting along with all my neighbors (even if that means I have 0 privacy), I enjoy going to the street market to pickup groceries instead of some impersonal 40,000sqft grocery store, I enjoy seeing life all over the streets when I'm out instead of the streets just being used as corridors to get from office A to office B, people aren't as caught up in themselves, are less judgmental, it's very peaceful and safe, and the list goes on. That, and I've let money get to my head before, and I've learned the hard way that's a very bad thing to do. Living here helps ensure that will never happen, and that I'll always stay grounded.

That, and it's simply more realistic here. When you're out having dinner with a bunch of people, you don't have to listen to bullshit like, "well, my daughter's school is calling it a Happy Holidays concert, not a Christmas concert. How outrageous!!!". Oh, for fuck sakes, if that's all you have to be complain about in life, then shut up, and be happy. You know, that type of ridiculous shit just doesn't exist here. People just relax, don't worry about much, and just enjoy the fact they're alive.

And it's not for the financial benefit, because I don't really believe there is any. I know some people say they "live like a king" for $300/month, but that's just ridiculous. We blow through about $3000/month, and our lives are fine, and we never go without, but I'd hardly call it living like a king.

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Old 02-26-2012, 02:29 PM   #85
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I've been calling Toronto home since 2007 (originally from Alberta which is the equivalent to Texas). I've also lived in Vancouver twice. Most of the pros/cons of these major cities have been covered. If you don't ski or swim, then I would compare living in Vancouver to dating a really hot chick who is super boring. If you are in your 20's or early 30's, Toronto has the most to offer if you seek city life (entertainment, bars, sports teams), diversity and a wannabe NYC type hustle. The cost of living is on the rise across Toronto (and most of Canada in general) and the quality of life is trending down thanks to inflation, a weakening global economy and government inefficiency. Expect to pay $1800-2000/month to rent a decent 1 bedroom condo in the downtown area, which is where all the action is. Downtown is pretty walkable and you can get away without a car, if you don't need to leave the city much and you don't mind the subway/street car. Toronto real estate continues to boom, in large part to a ton of foreign investment, which is keeping prices artificially high. We are overbuilding and I believe once interest rates start to rise (which have been suppressed for years now), the markets will become oversupplied and prices will drop. *bubble popping sound*

On the business side, thanks to the Canadian Small Business Deduction, I'm paying a corporate tax rate on active business income of ~16.5%. And if you have no other sources of earned income, as an example, you can pay yourself a $35,000 dividend and incur less than $500 in personal taxes. However, if your corporation isn't Canadian controlled (50%+1 of the owners must be Canadian residents) you won't qualify for this deduction. So If you aren't a Canadian resident, it's a whole different situation.

For the rest of you in Toronto, PM me as I'm going to kick start my neglected private affiliate meetups next month. We have a solid group of full time affiliates here and its a good networking opportunity.

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