I'm 14, and so far a failure, only made $xxx in my affiliate marketing journey. I think one day I'll wake up and be like holy shit, what the fuck happened to my child hood? I just wasted the past 5 years of my life.
Anyways, yah, get a bank account you can get those youth ones (in Canada atleast), but be careful, cause they can only hold $100,000! So, when I'm really ballin' I'll need to upgrade (That was sarcastic btw). You also need a SSN, just go to a government office and get one. Then set up a paypal, and verify it with you bank account and now you can withdraw and deposit money to and from your paypal. For start up funds you can write articles as long as you're not retarded. If you need a CC for facebook or something, you can use a VCC and then become a coupon whore or hook up your paypal account to your facebook. For other sources, just jack your parents credit card (but compensate with cash).
I've been focusing on SEO, but its been going slow as fuck (SEO is overall slow), and currently I've put it on hold. I started working with facebook advertising, and so far I'm liking it alot because you can essentially see instantly whats working and whats not. Although I haven't had any profitable campaigns, I've had some that were quite close to breaking even. I think as I continue to tweak (out on meth) I should see my first profitable campaign in 1 or 2 weeks. Also heard PoF is even easier to turn a profit, but I avoided it due to the fact that the smaller user base means a shorter run for successful campaigns.
I recommend you find something and stick with it, unlike me who jumped over from SEO to facebook. I originally thought it'd be, like this "oh hai, buy my shit" and pay for some clicks, and it'd take an hour or something to set up, and then shit would be awesome. But launching a campaign is time consuming, like for me I'd say 8-20 hours per campaign about local mature Christian singles in your area(I prob do my shit inefficiently), and that left me little time for my SEO project.
You don't need any tech skills, wordpress is easy as fuck to use. Just google/youtube the other shit you don't know, and HTML is easy and helps with landingpages. But other than that, other stuff will only be an asset, not a necessity.
But yah, if you decide to go the paid traffic route, and need some free wordpress landingpages, hit me up, I have 3 pretty nice templates I found on the interwebernets for free (free wp lps are kinda hard to find). Or you can always drop like $80 bucks for a custom template, or you can make your own in HTML, or if you're good with photoshop, design one in photoshop then have someone convert it to HTML for like $10 bucks.
Good luck.
EDIT: Awesome, the robmonster bumped this week old thread and I spend like 15 minutes writing this post, and that abe person hasn't been active since 7-10 and probably won't read this.