OK, here it is. Blast is obviously no Rhode Scholar. However, from my experience as a mortgage loan officer, he has developed a niche in an industry that has very little competition.
Let me attempt to explain where he is,without blowing up his spot, so some of you less than ethical types wont go and try to poach on a good thing that he has. Actually, unless you have some experience in the mortgage business, you wouldn't be able to persuade any broker shops to even give you two minutes of their time, so it probably doesn't matter.
While all of the lenders and brokers are fighting to get the A paper borrower who has good to excellent credit and has a monetary need usually(why else would they want to refinance or purchase in a slumping housing market where the interest rates are WAY higher than three years ago). In comes Blast, developing a niche in market that isn't so sexy. People who live in manufactured/modular homes "tend" to have less income and lower credit scores. There are few lenders who are willing to do business with people refinancing a manufactured/modular home. The are several more who will do lending for a first time buyer but that's besides the point. Blast has obviously researched his market well and is not taking advantage of a niche in which noone else is willing to touch. He is like the guy who is the garbage man. You dont want the job, but he actually gets paid decent more for what he does. So, as much as you might not like Blast's ways or his past. He is actually got a groove that some of you wish you had tapped first.
that is all.