Canadians - what credit cards are you using?
- Thread starter jKwon
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I just use an amex gold card. I just heard of this amex us dollar card, but I think it has like a $300/yr fee which kinda blows.
I use a RBC Gold US Currency Visa. $1 = 1 point and 100 points = $1 when redeeming them for a flight. The good thing about it is that it's a US currency card so I don't get hit with shitty exchange rates and fees.
Unfortunately RBC only offers personal visas in US currency so I just switched to a BMO corporate US mastercard with airmiles for my corp. Still waiting to receive it though.
Unfortunately RBC only offers personal visas in US currency so I just switched to a BMO corporate US mastercard with airmiles for my corp. Still waiting to receive it though.
MBNA Platinum Plus with 1% cashback. Plus they do fantastic 0% cash advances for 10 months at a go, up to your entire credit limit. Just don't be late paying them back 
Otherwise I've got an assortment of other lesser cards, but nothing as good.
Otherwise I've got an assortment of other lesser cards, but nothing as good.
RBC Platinum Avion in CAD - awesome travel rewards and points conversion rate. As long as you trust that Google is doing what they say they're doing with the currency exchange (that is, taking the daily midmarket rate and applying it to bids).
NeilT - I have an RBC USD Gold Visa with my business name on it - not sure if it's strictly a "business" card, but it looks like it is. Is that what yours is like?
(that is, taking the daily midmarket rate and applying it to bids).NeilT - I have an RBC USD Gold Visa with my business name on it - not sure if it's strictly a "business" card, but it looks like it is. Is that what yours is like?
I'm using Aeroplan Visa. It has an annual fee of $120, but it's well worth it. It's been the first year I'm using it and I already have enough points to take me anywhere in the world and back. (BTW, you still pay taxes on those)
I'm using the Mosaik Business. The annual fee is around 100 bucks and you get 1 AirMiles for every 10 dollars.
really? they Could not do this for me.. Instead they made it an expense card.
TD Travel Visa...I worked out the math and it comes out to 1.5% rebate roughly (platinum/elite ones) if you go by cash value. Best thing about this card you can book travel anywhere you want and then call them up to redeem your points or you can book through them.
I have these 2:
Personal: Travel Credit Cards with Travel Rewards
Business: Canadian business credit card: Business Travel
Hannah - it's true, it's happened to me a few times as well when I used to use my personal card. The visa guys are assholes and will rarely work with you or your bank to speed anything up. They held my payment for like a week almost.
I have these 2:
Personal: Travel Credit Cards with Travel Rewards
Business: Canadian business credit card: Business Travel
Hannah - it's true, it's happened to me a few times as well when I used to use my personal card. The visa guys are assholes and will rarely work with you or your bank to speed anything up. They held my payment for like a week almost.
This is a decent chart.
Most are personal cards but will give you an idea of reward comparisons.
RedFlagDeals.com: Credit Card Reward Programs go Head to Head! - Page 6
Most are personal cards but will give you an idea of reward comparisons.
RedFlagDeals.com: Credit Card Reward Programs go Head to Head! - Page 6
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