Car insurance question

[hydrogin]

If my dad was to get another car, can he buy insurance just for himself since i won't be driving it. Or is it mandatory that I am added to the policy also. I am currently on the policy with him on the 1st car. This is in Ontario, Canada. Help me out fellow Canadians.

 

[Rob_TID]

Also, does anybody know the average annual rate of deforrestation south of the 14th parrelel in Botswana?

 

[TheCableMonkey]

Also, does anybody know the average annual rate of deforrestation south of the 14th parrelel in Botswana?

HAHAHA, YOU NEWB EVERYONE KNOWS ITS 4.32 worseless posts per foot.

 

[Sitemaker]

Also, does anybody know the average annual rate of deforrestation south of the 14th parrelel in Botswana?

?:eek7::eek7::eek7::eek7:

 

[Stanley]

hahah, I love this thread
sorry hydrogin, your thread got hijacked

 

[hydrogin]

godammt ppl i need to know .. i checked google, ontario highway traffic act, insurance websites .. wf was my hope and douchebag rob had to ruin it

 

[arz]

Found this on another site...

... I am licenced to sell auto insurance in Ontario. ...

All insurance companies are supposed to ask about "All" household drivers and list them on the policy regardless of whether they drive the car or not. There are a lot of families that hide or try to hide their high risk driver (lots of tickets, accidents or an impaired) by not mentioning him when asked or by sending another family member to get insurance for them. The problem is if there is ever a serious accident where people lose limbs or are killed and the owner of the vehicle is sued for millions, believe me thats when the insurance company investigates and if you lied (its called material misrepresentation) then they may have grounds to deny the claim. Imagine your parents or grandmother (whoevers name the insurance is in) losing their house and all their savings in this scenerio. Its not worth it.

 

[Rob_TID]

Sorry dude, was just having a bit of fun.

It just seemed a kinda random question for a webmaster forum is all.

 

[hydrogin]

hey Arz, thanks for your reply, that helps

 

[Uzzz]

bah insurence is overrated....i never buy it at the blackjack table and ill never buy it for a car

 

[CeciliaH]

You'd go on as a secondary driver.
You're in the same household so you have to go on. If you are already on the first insurance you wouldnt be able to hide it anyways.

 

[hydrogin]

not necessarily,.. if the new car was on a different insurance policy

 

[CeciliaH]

True dat. Sorry I assumed you were going with the same company etc., My bad.

 

[Jan]

Here in the US, when the kids got their own insurance, if they lived with me, I would have to sign a wavier. It basically says I know they weren't covered on my policy. I let them drive my car only IF their insurance covered ANY vehicle that they drove.

Under 18 is harder because the car has to be in the name of an adult as does the insurance. Til 18, us parents can be held legally responsibe for what our offspring does.

Contact any insurance company and they should be able to answer your questions.