Dude, a mensa IQ doesn't mean shit. Here or anywhere in the fucking real world.
You want to know why you haven't made money? First of all, what the fuck are you selling? It doesn't take a fuckin rocket scientist to get a copy of Nvu, a $1 .info and a template with some affiliate links to get a website up.
How do you get traffic? You can buy it for a penny a click. You won't make any money, but it's traffic.
Or you can use adwords. You've lost money, well boo fuckin' hoo you fucking mensa IQ braggin' mother fucker. Here's a few questions...
What are you selling?
What keywords where you bidding on? Are they targeted?
How many keywords per adgroup?
Broad, exact, or phrase match?
How is your quality score?
Who's your target demographic?
Are you ranking in the SERP's? If not, should you be, and for what keywords?
What kind of competition do you have?
How does your landing page convert?
Does your page have any leaks, like an 800# or other affiliate links?
Does anyone give a shit enough to care about your landing page, or do they just hit the back button when they see it?
Take it from me, a broke ass stiff working a day job. Affiliate marketing isn't easy. Arbitrage isn't easy. Adsense for content isn't easy.
This shit isn't easy, and no one is going to hold your fucking hand. If you're too god damn lazy to read through the forum than I fucking hope you fail. You know why? Because I've spent the last six months of my life studying this shit, testing, tweaking, and trying out new ideas. This is after my normal 45 hour work week. And I still barely pull enough through affiliate marketing a month for a night out at the bar.
Let's say you're selling insurance. Who the hell are you targeting? SR-22? Drivers under 25? Guys? Girls? Guys who need sr-22 and are 21 in South Haven Vermont?
I've got an IQ of 127. You're the the fucking genius. Figure it out. Is it smarter to sell "mortgage quote" or are you going to have a better shot at "low interest mortgage for first time home buyers in North Dakota"? Think marketing, not Mensa.
For a god damn genius you sure are asking the wrong fucking questions.
</drunken rant>
P.S. I may come off as a dick, but I hope you can take something from this and use it for your own benefit in the future. Good luck.