Alright so I was doing a deposit at my bank and the lady said if I wanted to get this weird savings account that's free and i was like why would i want that if I already got one??? SHe said the difference is that this one gives you $1 for everytime you use your debit and puts it into your savings and it also has a 5% interest in the savings which is higher than any CD they have. Offer ends Nov 5th then it will only be 3%. So take advantage now if you got wachovia/wells fargo cause 5% is a good deal