College: The Biggest Financial Mistake Ever

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blueoceanwave said:
Were you told specifically that it was the IRS? because something is not matching up here, IRS does not collect money for Universities, I think you're dealing with two separate issues here
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Actually no, I wasn't. I was pretty angry when I called my bank and I asked them why I couldn't access my account and if my tax return had hit my account before it was emptied.

The lady on the phone did seem a little confused and I agreed to come in on Monday, because it was already past their closing time.

So it's possible that it's just one huge fucking coincidence that my account was frozen on the same day my tax return was snatched up... but I suppose what nmwando says could be correct. I'll just have to wait until Monday to find out.
 


subigo said:
Actually no, I wasn't. I was pretty angry when I called my bank and I asked them why I couldn't access my account and if my tax return had hit my account before it was emptied.

The lady on the phone did seem a little confused and I agreed to come in on Monday, because it was already past their closing time.

So it's possible that it's just one huge fucking coincidence that my account was frozen on the same day my tax return was snatched up... but I suppose what nmwando says could be correct. I'll just have to wait until Monday to find out.
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yeah, let us know how that goes. I wish you luck
 
Hmm....Never go to college by taking a loan. If you stop studying the loans and banks gonna kick your ass
 
chatmasta said:
It's funny how the people that say college is useless didn't go to college. It may seem like a good idea in retrospect, once you see these people with billions of dollars who didn't go to college. But then look at all the people with billions of dollars that DID go to college. The google guys, the CEO of almost any fortune 500 company. You'll find that the majority of successful people in this world went to college. If you want to succeed, the biggest mistake you can make is not taking your education seriously. Maybe you weren't lucky enough to go to elite prep schools, harvard, and straight into Wall Street, but any college education is of huge value. It's not about the degree. It's about what you learn, the connections you make, the life lessons you're taught, and of course all the drinking you do.

Don't undervalue college. If you can afford it, it's the best thing you can do.
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I have a BA and I say college is useless. How do you like them apples?
 
If you look at a college education as vocational training and value it purely by it's dollars and cents ROI, then expect to be frustrated.

College shouldn't be valued by what job it can get you out of the gate, or how quickly it can translate into entrepreneurial business success. That's an incredibly myopic and shallow perspective, in my opinion.

A well-rounded education is worthwhile in its own right, whether you "do shit" with it or not. A *good* college education teaches you how to ask the right questions, structure your line of inquiry, critically evaluate your sources, and think, write, and advocate in an analytically sound fashion. These are all skills that should be valuable in this arena, I would think. And anyone who thinks they have that shit down cold without needing the structured challenge of well-trained educators is only fooling themselves.

Lots of brilliant folk are successful w/o the degree, no question. But to point to that as justification for skipping college or as an argument against college for everyone is confirmation bias, pure and simple.

Sure, plenty of people sleepwalk their way through four years to get the credential and just as many don't have the temperament, work ethic, or broad curiosity needed for a truly rewarding student experience. But that has nothing to do with the merit of higher education in general.
 
whatever you do bro, if you have any other outstanding debt dont open another bank account. Use your sister or mother to open that account otherwise you aint seen nothing yet. THis guys will drain your account until you have paid all your debts. They will contact all your creditors and tell them that they can get half their money for them. Any time you open a bank account, they will drain that shit. Every fucking time you do it and trust me theres no thing you can do about it. You cant even know where one of this fuckas live. They are able to proctect themselves with p.o boxes :)
Its an interesting industry, if you have someone who fucked you up god forbid you can cause some major truoble with this particular method. But theres nothing good that comes from making other people suffer. Again make sure you dont open another bank account with your name or ssn BECAUSE THEY WILL DRAIN THAT ACCOUNT untilyou have paid all that 6k. The irs is bad ass they will contact and son you better answer those letters. Dont fuck with the irs, they wont pull such pussy tactics like draining you account, they will even work with you even take years. Remember that nelson musician guy. Thats the IRS for you
 
barman said:
I have a BA and I say college is useless. How do you like them apples?
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Irrelevant.

The majority of top CEOs have college degrees.

The majority of almost any rich list have college degrees.

That's not to say you can't get there without one or can't be educated or smart without one, but all things being equal (intelligence, drive, luck, motivation), the guy with the college degree will win.
 
I honestly felt that the first few years of college taught me very little. But that's probably because I spent my high school years learning 4-5 years beyond my grade level.

Regarding high school vs. college and winning in the real world, I would stay the biggest correlation there has to do with social proof. College provides a reputation and a social proof that most people aren't able to mentally equate to anything else. Much like dropping the names Harvard or MIT. While this has much to do with networking and corporate success, it has far less to do with entrepreneurial success.

There are some fields that are more cemented for while college holds a great value.

However, I really feel that colleges shouldn't be defended especially when it comes to keeping up with technological education. They've actually slacked off quite tremendously and most graduates are left disappointed and ill-prepared to take on real-world challenges. One is even left with the feeling of a swift kick in the ass and a "thanks for the money" feeling. Why does the supposed best education system in the world not advance with the cutting edge? College is simply a system and a system which is far from perfect.
 
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