It's all non-existent money technically, and it's all based on the potential total assets a creditor has I'm thinking. (Calculated with GDP and so forth)
Also they really don't care if you can't repay the full loan as long as you can pay the MINIMUMS on each deadline. Just like with your credit card. They'd rather you don't repay the full loan actually so they can keep raping you with interest.
Also they really don't care if you can't repay the full loan as long as you can pay the MINIMUMS on each deadline. Just like with your credit card. They'd rather you don't repay the full loan actually so they can keep raping you with interest.