dropped out of high school sophmore year, didn't get a GED. Instead I got an education:
While my friends finished high school i fielded leads i generated from NASA, halliburton, the crew of the matrix 2 movie and the lebanese army, made a 12k pay day at 19 years old and learned how to broker heavy equipment. I thought grass was greener in mortgage. I starved as a loan officer, I couldnt sell an option arm, they were shit loans our office was just scamming people with. I learned to starve and pass out after a month of ramen in the shower etc. I moved to a direct lender, on the wholesale side, moved up to secondary marketing(placing paper on the secondary market) underwriting to countrywide, bear sterns, lehman brothers, credit suisse, gmac credit, impact, nomura, the wintergroup, hsbc ..... and I think some others. I coded their guidelines in a way complex excel spreadsheet lol. launched SubprimeAlta.com January 7th 2007. I quickly hired and trained 7 commission-only account executives to sell "the best program available" our spreadsheet. People loved it, we had a shitload of loans and we all thought we were getting rich. And then guidelines began to change weekly, which required that any loans sitting on our warehouse line (90 day) needed to meet new stipulations. This continued until the underwriting guidelines changed daily and then suddenly loans we had funded were not worthy of any investor on secondary to buy.
Subprime crash. I took 30 days off work and learned php/mysql, made a youtube/myspace clone that couldnt possibly scale with serverside video encoding and everything. Feeling free and kinda new, I moved to colorado springs and started growing weed, I learned everything about it.
after this I ranked #1 for seo los angeles for two years doing shit you guys never talk about, have done contract work for harvard university, united nations, fox news, spinning, next day flyers, the happy movie, sugardvd and i have a track record of excelling.
last year i was director of seo for pinnacle cart, was offered 80k/yr - 120k/yr by other less interesting companies but took 50k/yr +stock options at pinnacle with the expectation i could change the cart.
long story short, ive been self employed for 12 months, have had 2-12 employees at a time [all outsource] and am working on another saas platform. im 30, what ive learned is i have to control the show, other people will fuck it up.
friends that went to college and graduated high school drink beer, watch football, hate their jobs, are working on their first divorce. im happy with my decisions.
[ame=http://www.youtube.com/watch?v=lIoIvC8StEs]SubprimeAlta.com Automated Loan Pricing - YouTube[/ame]
[ame=http://www.youtube.com/watch?v=OCsQ-owjMJ0]video 2010 04 22 22 51 29 - YouTube[/ame]
talking to the self obsessed idiots at harvard was interesting and validating
this was early, shortly after this coalition was pegged to #1 for all web design/seo terms.
anyways, you guys can call me Dr devknob since i have a doctorate in cutting through bullshit and taking an education everybody knows couldn't be given. and getting lucky.
this helped me more than anything. I was 13 years old, a random kid taught me PRINT, CLS and INPUT and i decided to learn everything about qbasic. the first websites I made were for weekend hosts at kfi am 640 (largest am station in LA) for free. I had no idea what I was doing, just ask.
surprisingly, even though my mom knew i could program, after i dropped out of high school she was dead set on getting me into truck driving school. lol. nobody pushed me into this computer stuff. all i know is my dad locked me out of my brothers computer, i found the password and "hacked" it. I think that hooked me.
despite everything, im not where id like to be.