WTB - Nice ass car - How to get loan?

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Majin

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Sep 18, 2011
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Pretty much summed it up in the title, oh yeah, and sup guys, just found this forum, much better than alternate WF, but anyways, I've seen some people post how they just use bs documents to get car loans, so I wanted to ask, how exactly is this done?

btw: I'm 19, and I have no credit, but I bring in plenty of money (tax-free) from my IM-ing, so money isn't a problem, but with no credit and proof of income, it's been impossible to get a loan
 


People are going to preach to you about only paying cash for a car, driving a beater, etc. There are legit ways to build your credit in a short period of time that will allow you get a car loan easily, especially if your ballin. Sometimes a bigger down payment can get you into a ride if you don't have credit history.

Not saying that only paying cash for cars is a bad thing.
 
suave said:
People are going to preach to you about only paying cash for a car, driving a beater, etc. There are legit ways to build your credit in a short period of time that will allow you get a car loan easily, especially if your ballin. Sometimes a bigger down payment can get you into a ride if you don't have credit history.

Not saying that only paying cash for cars is a bad thing.
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Those responses will be ignored, cause why the fuck would I drive some shitty car when I can afford anything that I want?

But anyway, what do you suggest to do to build up my credit?
 
inb4 your campaign dries up and you can't afford your car payments.



Majin said:
Those responses will be ignored, cause why the fuck would I drive some shitty car when I can afford anything that I want?

But anyway, what do you suggest to do to build up my credit?
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Do what everyone else does? Get a credit card and pay it off every month. If you aren't still living in your parents basement (and if you are, you shouldn't be buying an expensive car), then paying your rent will help your credit score.
 
I don't know if this still works, but if your parents have a good credit history ask them to put your name as a user on their credit card and then you will have the credit history of that card.
 
r3p1v said:
I don't know if this still works, but if your parents have a good credit history ask them to put your name as a user on their credit card and then you will have the credit history of that card.
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This does not still work. Being an authorized user on somebody else's credit card doesn't impact your own credit score.
 
cardine said:
inb4 your campaign dries up and you can't afford your car payments.




Do what everyone else does? Get a credit card and pay it off every month. If you aren't still living in your parents basement (and if you are, you shouldn't be buying an expensive car), then paying your rent will help your credit score.
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Thanks for awesome answers! + 69250324069 rep
 
Majin said:
Those responses will be ignored, cause why the fuck would I drive some shitty car when I can afford anything that I want?

But anyway, what do you suggest to do to build up my credit?
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if you could afford anything, then you wouldn't need a loan. :thefinger:
 
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Champagne lifestyle, lemonade wage. Just because you could afford it (if all your ducks remain in a row for a year or more) doesn't mean you should. Earlier in July, I decided against a holiday and a few other things and got myself on the order books for a new car - my first new car ever. Should be delivered later this month. :small-smiley-026:

Majin said:
:thumbsup:Sorry, let me ask CPA companies for a year advance of 200k, I'm sure they will understand
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So what you actually mean is, "I can afford anything that I want" but I don't have the cash yet and am gambling in the hope I will... I point you in the direction of cardine's post.

cardine said:
inb4 your campaign dries up and you can't afford your car payments.
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@OP, live within your means, don't go getting ahead of yourself and fucking shit up. You'll regret it. Get a brain and realise that at the moment you have money/cash, when you buy the car you'll have debt. Why not save and buy it when you can afford it. It'll feel sweeter and you won't pay extra for the privilege.
 
-God- said:
So what you actually mean is, "I can afford anything that I want" but I don't have the cash yet and am gambling in the hope I will... I point you in the direction of cardine's post.
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Thanks man, I missed that! :thumbsup::thumbsup:
 
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