Anyone canceling insurance because of Obamacare?

SUP3RNOVA said:
Didn't really pay any attention to Obombacare. The week it launched I bought health insurance on the interwebs for $100/mo (just moved to CA, also didn't realize I bought it that same week). High deductible but only using it for catastrophic events...price seemed fair to me.
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I have a feeling your plan isn't the newer TUCA plans. Get a quote here:

https://www.coveredca.com/shopandcompare/#calculator
 


I just can't wait until it gets like this:

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I don't want kind of crappy insurance you guys had before to have the price actually go up for you.

But as someone who is self employed, the most expensive platinum plan is about 30% cheaper, than the cheapest plan I could find before. And that's with no subsidies.

Granted, I don't live in bumfuck Kentucky or some other crappy state that allowed you to buy policies that were next to useless in the real world(ex: policy covers cancer with a max of $20K etc). Remember Obamacare isn't actual insurance, it's just an exchange for you to buy insurance from existing insurance companies.
 
efeezy said:
I know zip, zero, jack shit about Obamacare and the insurance exchanges. But I'll tell you what I do know. I'm on my wife's group plan with her employer and we pay $1495/month for a Blue Cross HMO with a $45 doctor visit copay and an annual family deductible of about $7000. Her employer pays for her percentage which is about $400/month. I have to get my knee scoped in about a month and I think it's going to cost me $1500 for an outpatient surgery center visit. Meanwhile the folks on welfare have insurance at little or no cost, and the middle class get insurance premiums shoved up their ass.
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Wow, that seems like a really high rate for group coverage. I'm guessing it's a small company and/or some state regulation makes the price so high.

We also get insurance through my wife's group plan, for the wife and I, and our 3 kids, we pay a total of $350/month (I'm not sure how much the employer pays). This gets us $15 doctor copays, deductibles are $500 Individual, and $1500 Family. Max out of pocket is 6k per year, and this also includes dental and vision.
 
infoslob said:
I'm in full support of everything the "radical" (think of what caused this thread, btw - nothing radical about TUCA, right?) Tea Party does. Starting with shutting down the government. Both sides of the failed aisles, Obama-worshipping mass media, Occupy Wall Street, the former (2003-Nov 2008) anti-war movement, and Hollywood all detest the Tea Party, a party that's routinely targeted by IRS.

That tells me the Tea Party is onto something.

Maybe it's their platform. It hints at individual responsibility and less taxes and less government. Crazy stuff.
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I'm with you on this. :thumbsup:
 
I was reading up on all this mess of laws and penalties. According to what I read, if you don't have insurance coverage for more than 3 months in a row then you get fined at the end of the year with your tax filing.

That got me wondering if there are companies that sell 1 day insurance policies, lol. Buy 1 day of coverage, cancel and then do the same thing 2.9 months later. Avoid the fines because you've had some coverage over each 3 month stretch in the year.

If too many people do it, they'll probably change the law to close that little loophole though. If anybody tries it, let me know if it works.
 
But, think of the poor people! Those slaves will now have healthcare so you can sit on your fat fannys (ha) and stuff your faces all day long. That is the new American dream, right? Do no work and blame everyone else?
 
Deliguy said:
<...>
Hire a health care consultation firm, it's free. They get a referral fee from the insurance companies but it doesn't affect you or make it more expensive. <...>

PS. You are absolutely allowed to hire more than one and pin them against each other in the same room.
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Please, someone do this and tape it.

::emp::
 
I am also still very amused by butthurt Americans who don't want universal healthcare.

But then, I come from a socialist, communist, dictatorship, tyrannical, diabolical, OBAMA!!111oneon!1!, statist country ... Germany

Seriously,

40 hour work week (actually 35-38 for a lot of heavy labour ones)
Mandatory 1 hour lunch break for 6 hours per work
top 12 hour work day (in real crisis mode)
overtime MUST be compensated by free time in two weeks
5 week vacation time by law (often more as companies want to attract people)
limitless sick days (if you are sick, see a doc, he can excuse you from work)
maternity leave, paternity leave
...ah.. did I forget universal healthcare?

And our GDP still kicks ass.

Damn commies!

::emp::
 
^^^ We have a stronger tradition of freedom here. Of course, it was been in serious decline.

As for me, I'd rather decide on my own terms of employment. I'd rather pay for my own healthcare, just like I pay for my own shelter, food, etc.

BTW, Germany's GDP would be much higher if it weren't hampered by the "benefits" you mentioned above.
 
charlesmartel said:
^^^ We have a stronger tradition of freedom here. Of course, it was been in serious decline.
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Except that the worldwide taxation the US has with most of the taxes going towards the military and "national security", on the whole the USA actually has less freedom than the rest of the developed world. This "tradition of freedom" is just an illusion and you bought into it.
 
charlesmartel said:
^^^ We have a stronger tradition of freedom here. Of course, it was been in serious decline.

As for me, I'd rather decide on my own terms of employment. I'd rather pay for my own healthcare, just like I pay for my own shelter, food, etc.

BTW, Germany's GDP would be much higher if it weren't hampered by the "benefits" you mentioned above.
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Looks like it's worked out really well for you guys to date.
 
charlesmartel said:
BTW, Germany's GDP would be much higher if it weren't hampered by the "benefits" you mentioned above.
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Who cares? I'd rather people live longer, nicer lives than have a higher GDP.
And yeah, being #4 is nothing to be ashamed about, especially when you consider Germany 81.9 million is competing with the US 313.9 million people.

Source:
http://en.wikipedia.org/wiki/List_of_countries_by_GDP_(nominal)

And the "Freedom" aspect?
Err... The reason I dropped any plans of moving to the US is because I don't want to live in an Orwellian society, Kthnx.

::emp::
 
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emp said:
Who cares? I'd rather people live longer, nicer lives than have a higher GDP.
And yeah, being #4 is nothing to be ashamed about, especially when you consider Germany 81.9 million is competing with the US 313.9 million people.

Source:
http://en.wikipedia.org/wiki/List_of_countries_by_GDP_(nominal)

And the "Freedom" aspect?
Err... The reason I dropped any plans of moving to the US is because I don't want to live in an Orwellian society, Kthnx.

::emp::
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Even Hong Kong AKA "the world's freest economy" has universal health care in addition to a affordable private health care industry. HK also has some of the lowest direct taxation in the world too.

Funny how the US not only has a lack of universal health care, but private health care costs significantly more compared to other countries which means far more expensive health insurance. Americans don't really have a free choice because no matter what choice they make, it's still expensive as fuck.

EMP is completely right too. Quality of life is what matters the most.
 
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